| Weiss Ratings |
Clarity Credit Union
Meridian, ID |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 5.90 | |||
| Company Info |
Clarity Credit Union
Meridian, ID |
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| NCUA Charter Number | 6157 | |||
| Phone Number | (208) 437-6583 | |||
| Website | www.claritycu.com | |||
| Asset Quality |
Clarity Credit Union
Meridian, ID |
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| 1-Year Asset Growth | 11.82% | |||
| 5-Year Asset Growth | 20.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 8.88% | |||
| Non-Performing Loans to Loans | 1.15% | |||
| Balance Sheet |
Clarity Credit Union
Meridian, ID |
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| Total Assets | 201.91M | |||
| Total Deposits | 185.80M | |||
| Capital and Reserves |
Clarity Credit Union
Meridian, ID |
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| Capital | 15.80M | |||
| Leverage Ratio | 9.13 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
Clarity Credit Union
Meridian, ID |
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| Hot Money Ratio | 17.74% | |||
| Liquidity Ratio | 21.95% | |||
| Profitability |
Clarity Credit Union
Meridian, ID |
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| 5-Year Return on Average Assets | 1.34% | |||
| Net Income | 220.00K | |||
| Net Interest Spread | 5.09% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 80.48% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 5.59% | |||