| Weiss Ratings |
Clarity Credit Union
Meridian, ID |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 6.10 | |||
| Company Info |
Clarity Credit Union
Meridian, ID |
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| NCUA Charter Number | 6157 | |||
| Phone Number | (208) 437-6583 | |||
| Website | www.claritycu.com | |||
| Asset Quality |
Clarity Credit Union
Meridian, ID |
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| 1-Year Asset Growth | 9.66% | |||
| 5-Year Asset Growth | 20.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 1.28% | |||
| Non-Performing Loans to Capital | 14.01% | |||
| Non-Performing Loans to Loans | 1.79% | |||
| Balance Sheet |
Clarity Credit Union
Meridian, ID |
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| Total Assets | 204.98M | |||
| Total Deposits | 187.01M | |||
| Capital and Reserves |
Clarity Credit Union
Meridian, ID |
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| Capital | 17.46M | |||
| Leverage Ratio | 9.64 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
Clarity Credit Union
Meridian, ID |
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| Hot Money Ratio | 16.10% | |||
| Liquidity Ratio | 11.68% | |||
| Profitability |
Clarity Credit Union
Meridian, ID |
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| 5-Year Return on Average Assets | 1.34% | |||
| Net Income | 1.55M | |||
| Net Interest Spread | 5.45% | |||
| Operating Profit to Average Assets | 1.68% | |||
| Overhead Efficiency Ratio | 73.39% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 12.75% | |||