C
First Commerce Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Commerce Credit Union
Tallahassee, FL
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Rating C
Asset Quality Index 6.60
Capitalization Index 5.20
Liquidity Index 2.30
Profitability Index 4.70
Stability Index 5.10
Company Info First Commerce Credit Union
Tallahassee, FL
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NCUA Charter Number 6162
Phone Number (850) 488-0035
Website www.firstcommercecu.org
Asset Quality First Commerce Credit Union
Tallahassee, FL
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1-Year Asset Growth 3.82%
5-Year Asset Growth 12.24%
5-Year Charge-Offs to Average Loans 0.39%
Charge-Offs to Average Loans 0.46%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 10.14%
Non-Performing Loans to Loans 0.78%
Balance Sheet First Commerce Credit Union
Tallahassee, FL
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Total Assets 1.13B
Total Deposits 997.78M
Capital and Reserves First Commerce Credit Union
Tallahassee, FL
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Capital 85.92M
Leverage Ratio 10.24
Loan Loss Reserves to Loans 1.19%
Liquidity First Commerce Credit Union
Tallahassee, FL
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Hot Money Ratio 25.21%
Liquidity Ratio 7.86%
Profitability First Commerce Credit Union
Tallahassee, FL
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5-Year Return on Average Assets 0.61%
Net Income 979.00K
Net Interest Spread 3.61%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 79.34%
Return on Assets 0.35%
Return on Equity 4.65%