B
Saco Valley Credit Union
SacoME
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saco Valley Credit Union
Saco, ME
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Rating B
Asset Quality Index 10.00
Capitalization Index 8.00
Liquidity Index 2.80
Profitability Index 5.20
Stability Index 6.80
Company Info Saco Valley Credit Union
Saco, ME
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NCUA Charter Number 6169
Phone Number (207) 282-6169
Website sacovalley.org
Asset Quality Saco Valley Credit Union
Saco, ME
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1-Year Asset Growth 5.64%
5-Year Asset Growth 7.32%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.35%
Non-Performing Loans to Loans 0.16%
Balance Sheet Saco Valley Credit Union
Saco, ME
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Total Assets 186.37M
Total Deposits 167.13M
Capital and Reserves Saco Valley Credit Union
Saco, ME
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Capital 18.88M
Leverage Ratio 10.13
Loan Loss Reserves to Loans 0.31%
Liquidity Saco Valley Credit Union
Saco, ME
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Hot Money Ratio 16.87%
Liquidity Ratio 18.10%
Profitability Saco Valley Credit Union
Saco, ME
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5-Year Return on Average Assets 0.53%
Net Income 315.00K
Net Interest Spread 3.38%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 81.24%
Return on Assets 0.68%
Return on Equity 6.73%