B
United Equity Credit Union
DecaturIL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Equity Credit Union
Decatur, IL
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 7.10
Stability Index 6.80
Company Info United Equity Credit Union
Decatur, IL
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NCUA Charter Number 6178
Phone Number (217) 875-1845
Website www.uecu.com
Asset Quality United Equity Credit Union
Decatur, IL
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1-Year Asset Growth -0.15%
5-Year Asset Growth 12.16%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.87%
Non-Performing Loans to Capital 5.47%
Non-Performing Loans to Loans 1.21%
Balance Sheet United Equity Credit Union
Decatur, IL
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Total Assets 71.62M
Total Deposits 60.31M
Capital and Reserves United Equity Credit Union
Decatur, IL
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Capital 11.12M
Leverage Ratio 15.52
Loan Loss Reserves to Loans 0.81%
Liquidity United Equity Credit Union
Decatur, IL
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Hot Money Ratio 7.07%
Liquidity Ratio 25.57%
Profitability United Equity Credit Union
Decatur, IL
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5-Year Return on Average Assets 0.75%
Net Income 203.00K
Net Interest Spread 5.09%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 60.82%
Return on Assets 1.15%
Return on Equity 7.37%