B
Western Indiana Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Western Indiana Credit Union
Sullivan, IN
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 4.00
Stability Index 6.70
Company Info Western Indiana Credit Union
Sullivan, IN
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NCUA Charter Number 6181
Phone Number (812) 268-1196
Website www.westernindianacu.com
Asset Quality Western Indiana Credit Union
Sullivan, IN
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1-Year Asset Growth 14.71%
5-Year Asset Growth 7.80%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.44%
Non-Performing Loans to Loans 0.08%
Balance Sheet Western Indiana Credit Union
Sullivan, IN
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Total Assets 49.81M
Total Deposits 43.62M
Capital and Reserves Western Indiana Credit Union
Sullivan, IN
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Capital 5.82M
Leverage Ratio 11.69
Loan Loss Reserves to Loans 0.36%
Liquidity Western Indiana Credit Union
Sullivan, IN
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Hot Money Ratio 31.36%
Liquidity Ratio 38.88%
Profitability Western Indiana Credit Union
Sullivan, IN
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5-Year Return on Average Assets 0.75%
Net Income 255.00K
Net Interest Spread 4.89%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 79.12%
Return on Assets 0.71%
Return on Equity 5.98%