| Weiss Ratings |
Post Office Credit Union of Maryland
Baltimore, MD |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 6.00 | |||
| Company Info |
Post Office Credit Union of Maryland
Baltimore, MD |
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| NCUA Charter Number | 6186 | |||
| Phone Number | (410) 727-5469 | |||
| Website | www.pocumd.org | |||
| Asset Quality |
Post Office Credit Union of Maryland
Baltimore, MD |
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| 1-Year Asset Growth | -3.26% | |||
| 5-Year Asset Growth | -1.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.62% | |||
| Non-Performing Assets to Assets | 1.05% | |||
| Non-Performing Loans to Capital | 4.25% | |||
| Non-Performing Loans to Loans | 1.98% | |||
| Balance Sheet |
Post Office Credit Union of Maryland
Baltimore, MD |
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| Total Assets | 27.75M | |||
| Total Deposits | 20.57M | |||
| Capital and Reserves |
Post Office Credit Union of Maryland
Baltimore, MD |
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| Capital | 7.09M | |||
| Leverage Ratio | 25.53 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Post Office Credit Union of Maryland
Baltimore, MD |
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| Hot Money Ratio | 9.03% | |||
| Liquidity Ratio | 41.64% | |||
| Profitability |
Post Office Credit Union of Maryland
Baltimore, MD |
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| 5-Year Return on Average Assets | -1.01% | |||
| Net Income | 28.00K | |||
| Net Interest Spread | 4.75% | |||
| Operating Profit to Average Assets | 0.83% | |||
| Overhead Efficiency Ratio | 82.35% | |||
| Return on Assets | 0.20% | |||
| Return on Equity | 0.79% | |||