B
Avadian Credit Union
HooverAL
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Avadian Credit Union
Hoover, AL
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Rating B
Asset Quality Index 8.40
Capitalization Index 6.60
Liquidity Index 1.80
Profitability Index 6.50
Stability Index 5.00
Company Info Avadian Credit Union
Hoover, AL
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NCUA Charter Number 6192
Phone Number (205) 985-2828
Website www.avadiancu.com
Asset Quality Avadian Credit Union
Hoover, AL
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1-Year Asset Growth -0.97%
5-Year Asset Growth 9.75%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 3.93%
Non-Performing Loans to Loans 0.38%
Balance Sheet Avadian Credit Union
Hoover, AL
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Total Assets 1.38B
Total Deposits 1.24B
Capital and Reserves Avadian Credit Union
Hoover, AL
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Capital 117.85M
Leverage Ratio 9.87
Loan Loss Reserves to Loans 0.47%
Liquidity Avadian Credit Union
Hoover, AL
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Hot Money Ratio 23.94%
Liquidity Ratio 7.94%
Profitability Avadian Credit Union
Hoover, AL
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5-Year Return on Average Assets 0.48%
Net Income 9.59M
Net Interest Spread 3.90%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 75.61%
Return on Assets 0.92%
Return on Equity 11.81%