C
Avadian Credit Union
HooverAL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Avadian Credit Union
Hoover, AL
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Rating C
Asset Quality Index 9.00
Capitalization Index 5.80
Liquidity Index 2.30
Profitability Index 4.60
Stability Index 5.10
Company Info Avadian Credit Union
Hoover, AL
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NCUA Charter Number 6192
Phone Number (205) 985-2828
Website www.avadiancu.com
Asset Quality Avadian Credit Union
Hoover, AL
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1-Year Asset Growth 0.86%
5-Year Asset Growth 9.75%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 3.35%
Non-Performing Loans to Loans 0.29%
Balance Sheet Avadian Credit Union
Hoover, AL
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Total Assets 1.40B
Total Deposits 1.28B
Capital and Reserves Avadian Credit Union
Hoover, AL
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Capital 104.10M
Leverage Ratio 9.17
Loan Loss Reserves to Loans 0.42%
Liquidity Avadian Credit Union
Hoover, AL
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Hot Money Ratio 25.10%
Liquidity Ratio 11.07%
Profitability Avadian Credit Union
Hoover, AL
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5-Year Return on Average Assets 0.48%
Net Income 2.45M
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 78.13%
Return on Assets 0.70%
Return on Equity 9.64%