C
Perfect Circle Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Perfect Circle Credit Union
Hagerstown, IN
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Rating C
Asset Quality Index 6.50
Capitalization Index 7.00
Liquidity Index 6.00
Profitability Index 4.30
Stability Index 4.20
Company Info Perfect Circle Credit Union
Hagerstown, IN
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NCUA Charter Number 6200
Phone Number (765) 489-4571
Website www.pccu.com
Asset Quality Perfect Circle Credit Union
Hagerstown, IN
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1-Year Asset Growth 4.70%
5-Year Asset Growth 3.20%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.77%
Non-Performing Loans to Capital 7.87%
Non-Performing Loans to Loans 1.90%
Balance Sheet Perfect Circle Credit Union
Hagerstown, IN
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Total Assets 65.30M
Total Deposits 58.49M
Capital and Reserves Perfect Circle Credit Union
Hagerstown, IN
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Capital 6.15M
Leverage Ratio 11.42
Loan Loss Reserves to Loans 1.05%
Liquidity Perfect Circle Credit Union
Hagerstown, IN
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Hot Money Ratio 4.19%
Liquidity Ratio 36.26%
Profitability Perfect Circle Credit Union
Hagerstown, IN
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5-Year Return on Average Assets 0.36%
Net Income 180.00K
Net Interest Spread 4.12%
Operating Profit to Average Assets 0.77%
Overhead Efficiency Ratio 85.46%
Return on Assets 0.56%
Return on Equity 6.12%