| Weiss Ratings |
El Monte Community Credit Union
El Monte, CA |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 3.80 | |||
| Company Info |
El Monte Community Credit Union
El Monte, CA |
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| NCUA Charter Number | 6210 | |||
| Phone Number | (626) 444-0501 | |||
| Website | www.elmonteccu.org | |||
| Asset Quality |
El Monte Community Credit Union
El Monte, CA |
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| 1-Year Asset Growth | -2.51% | |||
| 5-Year Asset Growth | 1.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.59% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
El Monte Community Credit Union
El Monte, CA |
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| Total Assets | 33.53M | |||
| Total Deposits | 30.36M | |||
| Capital and Reserves |
El Monte Community Credit Union
El Monte, CA |
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| Capital | 2.83M | |||
| Leverage Ratio | 8.46 | |||
| Loan Loss Reserves to Loans | 0.44% | |||
| Liquidity |
El Monte Community Credit Union
El Monte, CA |
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| Hot Money Ratio | 7.60% | |||
| Liquidity Ratio | 34.87% | |||
| Profitability |
El Monte Community Credit Union
El Monte, CA |
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| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 26.00K | |||
| Net Interest Spread | 3.56% | |||
| Operating Profit to Average Assets | 0.29% | |||
| Overhead Efficiency Ratio | 93.41% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 3.70% | |||