| Weiss Ratings |
El Monte Community Credit Union
El Monte, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 4.80 | |||
| Company Info |
El Monte Community Credit Union
El Monte, CA |
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| NCUA Charter Number | 6210 | |||
| Phone Number | (626) 444-0501 | |||
| Website | www.elmonteccu.org | |||
| Asset Quality |
El Monte Community Credit Union
El Monte, CA |
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| 1-Year Asset Growth | -1.41% | |||
| 5-Year Asset Growth | 2.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.58% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
El Monte Community Credit Union
El Monte, CA |
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| Total Assets | 32.96M | |||
| Total Deposits | 29.22M | |||
| Capital and Reserves |
El Monte Community Credit Union
El Monte, CA |
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| Capital | 3.23M | |||
| Leverage Ratio | 9.82 | |||
| Loan Loss Reserves to Loans | 0.45% | |||
| Liquidity |
El Monte Community Credit Union
El Monte, CA |
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| Hot Money Ratio | 1.96% | |||
| Liquidity Ratio | 35.43% | |||
| Profitability |
El Monte Community Credit Union
El Monte, CA |
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| 5-Year Return on Average Assets | 0.33% | |||
| Net Income | 175.00K | |||
| Net Interest Spread | 4.78% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 78.25% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 11.16% | |||