| Weiss Ratings |
El Monte Community Credit Union
El Monte, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 4.80 | |||
| Company Info |
El Monte Community Credit Union
El Monte, CA |
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| NCUA Charter Number | 6210 | |||
| Phone Number | (626) 444-0501 | |||
| Website | www.elmonteccu.org | |||
| Asset Quality |
El Monte Community Credit Union
El Monte, CA |
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| 1-Year Asset Growth | -1.35% | |||
| 5-Year Asset Growth | 2.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.53% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
El Monte Community Credit Union
El Monte, CA |
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| Total Assets | 33.08M | |||
| Total Deposits | 29.55M | |||
| Capital and Reserves |
El Monte Community Credit Union
El Monte, CA |
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| Capital | 3.13M | |||
| Leverage Ratio | 9.47 | |||
| Loan Loss Reserves to Loans | 0.45% | |||
| Liquidity |
El Monte Community Credit Union
El Monte, CA |
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| Hot Money Ratio | 2.54% | |||
| Liquidity Ratio | 32.16% | |||
| Profitability |
El Monte Community Credit Union
El Monte, CA |
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| 5-Year Return on Average Assets | 0.33% | |||
| Net Income | 72.00K | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 80.34% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 9.31% | |||