| Weiss Ratings |
Effingham Highway Credit Union
Effingham, IL |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
Effingham Highway Credit Union
Effingham, IL |
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| NCUA Charter Number | 6212 | |||
| Phone Number | (217) 342-8209 | |||
| Website | -- | |||
| Asset Quality |
Effingham Highway Credit Union
Effingham, IL |
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| 1-Year Asset Growth | 3.79% | |||
| 5-Year Asset Growth | 2.18% | |||
| 5-Year Charge-Offs to Average Loans | -0.09% | |||
| Charge-Offs to Average Loans | 2.85% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 2.55% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
Effingham Highway Credit Union
Effingham, IL |
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| Total Assets | 5.69M | |||
| Total Deposits | 4.71M | |||
| Capital and Reserves |
Effingham Highway Credit Union
Effingham, IL |
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| Capital | 982.00K | |||
| Leverage Ratio | 17.26 | |||
| Loan Loss Reserves to Loans | 0.92% | |||
| Liquidity |
Effingham Highway Credit Union
Effingham, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 29.99% | |||
| Profitability |
Effingham Highway Credit Union
Effingham, IL |
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| 5-Year Return on Average Assets | 1.55% | |||
| Net Income | 35.00K | |||
| Net Interest Spread | 6.20% | |||
| Operating Profit to Average Assets | 2.46% | |||
| Overhead Efficiency Ratio | 55.13% | |||
| Return on Assets | 2.46% | |||
| Return on Equity | 14.33% | |||