South Bay Credit Union
| Weiss Ratings |
South Bay Credit Union
Redondo Beach, CA |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 4.60 | |||
| Company Info |
South Bay Credit Union
Redondo Beach, CA |
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| NCUA Charter Number | 6214 | |||
| Phone Number | (310) 374-3436 | |||
| Website | www.southbaycu.com | |||
| Asset Quality |
South Bay Credit Union
Redondo Beach, CA |
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| 1-Year Asset Growth | -6.21% | |||
| 5-Year Asset Growth | 8.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 3.94% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
South Bay Credit Union
Redondo Beach, CA |
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| Total Assets | 150.55M | |||
| Total Deposits | 133.96M | |||
| Capital and Reserves |
South Bay Credit Union
Redondo Beach, CA |
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| Capital | 13.72M | |||
| Leverage Ratio | 9.54 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Liquidity |
South Bay Credit Union
Redondo Beach, CA |
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| Hot Money Ratio | 13.05% | |||
| Liquidity Ratio | 9.22% | |||
| Profitability |
South Bay Credit Union
Redondo Beach, CA |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 210.00K | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 88.25% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 3.11% | |||