C
South Bay Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings South Bay Credit Union
Redondo Beach, CA
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Rating C
Asset Quality Index 8.10
Capitalization Index 6.50
Liquidity Index 2.10
Profitability Index 0.00
Stability Index 5.60
Company Info South Bay Credit Union
Redondo Beach, CA
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NCUA Charter Number 6214
Phone Number (310) 374-3436
Website www.southbaycu.com
Asset Quality South Bay Credit Union
Redondo Beach, CA
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1-Year Asset Growth 7.02%
5-Year Asset Growth 6.86%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 4.95%
Non-Performing Loans to Loans 0.59%
Balance Sheet South Bay Credit Union
Redondo Beach, CA
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Total Assets 162.12M
Total Deposits 133.96M
Capital and Reserves South Bay Credit Union
Redondo Beach, CA
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Capital 13.81M
Leverage Ratio 9.29
Loan Loss Reserves to Loans 0.48%
Liquidity South Bay Credit Union
Redondo Beach, CA
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Hot Money Ratio 11.84%
Liquidity Ratio 9.69%
Profitability South Bay Credit Union
Redondo Beach, CA
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5-Year Return on Average Assets 0.49%
Net Income 38.00K
Net Interest Spread 3.56%
Operating Profit to Average Assets 0.10%
Overhead Efficiency Ratio 97.77%
Return on Assets 0.10%
Return on Equity 1.11%