Universal Federal Credit Union
| Weiss Ratings |
Universal Federal Credit Union
Huntington, WV |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.60 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 6.60 | |||
| Company Info |
Universal Federal Credit Union
Huntington, WV |
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| NCUA Charter Number | 622 | |||
| Phone Number | (304) 697-2919 | |||
| Website | www.universalfcu.com | |||
| Asset Quality |
Universal Federal Credit Union
Huntington, WV |
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| 1-Year Asset Growth | 3.35% | |||
| 5-Year Asset Growth | 3.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.29% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
Universal Federal Credit Union
Huntington, WV |
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| Total Assets | 95.63M | |||
| Total Deposits | 84.33M | |||
| Capital and Reserves |
Universal Federal Credit Union
Huntington, WV |
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| Capital | 12.67M | |||
| Leverage Ratio | 13.06 | |||
| Loan Loss Reserves to Loans | 0.27% | |||
| Liquidity |
Universal Federal Credit Union
Huntington, WV |
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| Hot Money Ratio | 4.03% | |||
| Liquidity Ratio | 31.89% | |||
| Profitability |
Universal Federal Credit Union
Huntington, WV |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | 81.00K | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 89.07% | |||
| Return on Assets | 0.34% | |||
| Return on Equity | 2.57% | |||