Universal Federal Credit Union
| Weiss Ratings |
Universal Federal Credit Union
Huntington, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.40 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.60 | |||
| Company Info |
Universal Federal Credit Union
Huntington, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 622 | |||
| Phone Number | (304) 697-2919 | |||
| Website | www.universalfcu.com | |||
| Asset Quality |
Universal Federal Credit Union
Huntington, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.84% | |||
| 5-Year Asset Growth | 2.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.37% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Universal Federal Credit Union
Huntington, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 92.53M | |||
| Total Deposits | 81.32M | |||
| Capital and Reserves |
Universal Federal Credit Union
Huntington, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 11.89M | |||
| Leverage Ratio | 13.17 | |||
| Loan Loss Reserves to Loans | 0.32% | |||
| Liquidity |
Universal Federal Credit Union
Huntington, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 1.11% | |||
| Liquidity Ratio | 20.80% | |||
| Profitability |
Universal Federal Credit Union
Huntington, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.17% | |||
| Net Income | 63.00K | |||
| Net Interest Spread | 2.75% | |||
| Operating Profit to Average Assets | 0.28% | |||
| Overhead Efficiency Ratio | 90.68% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 2.13% | |||