C
MCU Financial Center Credit Union
RacineWI
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MCU Financial Center Credit Union
Racine, WI
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Rating C
Asset Quality Index 5.20
Capitalization Index 8.20
Liquidity Index 3.80
Profitability Index 6.40
Stability Index 4.70
Company Info MCU Financial Center Credit Union
Racine, WI
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NCUA Charter Number 6232
Phone Number (262) 634-6691
Website www.mcucreditunion.com
Asset Quality MCU Financial Center Credit Union
Racine, WI
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1-Year Asset Growth 2.30%
5-Year Asset Growth 4.78%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 6.78%
Non-Performing Loans to Loans 0.99%
Balance Sheet MCU Financial Center Credit Union
Racine, WI
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Total Assets 30.23M
Total Deposits 26.98M
Capital and Reserves MCU Financial Center Credit Union
Racine, WI
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Capital 3.11M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 0.49%
Liquidity MCU Financial Center Credit Union
Racine, WI
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Hot Money Ratio 0.00%
Liquidity Ratio 12.70%
Profitability MCU Financial Center Credit Union
Racine, WI
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5-Year Return on Average Assets 0.41%
Net Income 118.00K
Net Interest Spread 4.75%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 74.73%
Return on Assets 0.78%
Return on Equity 7.71%