| Weiss Ratings |
First Community Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 4.50 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 4.40 | |||
| Company Info |
First Community Credit Union
Houston, TX |
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| NCUA Charter Number | 6236 | |||
| Phone Number | (281) 856-5300 | |||
| Website | fccu.org | |||
| Asset Quality |
First Community Credit Union
Houston, TX |
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| 1-Year Asset Growth | 4.58% | |||
| 5-Year Asset Growth | 10.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 5.54% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
First Community Credit Union
Houston, TX |
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| Total Assets | 2.74B | |||
| Total Deposits | 2.02B | |||
| Capital and Reserves |
First Community Credit Union
Houston, TX |
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| Capital | 185.90M | |||
| Leverage Ratio | 7.92 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
First Community Credit Union
Houston, TX |
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| Hot Money Ratio | 12.78% | |||
| Liquidity Ratio | 8.88% | |||
| Profitability |
First Community Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 109.00K | |||
| Net Interest Spread | 3.20% | |||
| Operating Profit to Average Assets | 0.47% | |||
| Overhead Efficiency Ratio | 86.74% | |||
| Return on Assets | 0.02% | |||
| Return on Equity | 0.24% | |||