| Weiss Ratings |
First Community Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 4.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 4.20 | |||
| Company Info |
First Community Credit Union
Houston, TX |
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| NCUA Charter Number | 6236 | |||
| Phone Number | (281) 856-5300 | |||
| Website | www.fccu.org | |||
| Asset Quality |
First Community Credit Union
Houston, TX |
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| 1-Year Asset Growth | 13.32% | |||
| 5-Year Asset Growth | 11.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 4.47% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
First Community Credit Union
Houston, TX |
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| Total Assets | 2.62B | |||
| Total Deposits | 1.98B | |||
| Capital and Reserves |
First Community Credit Union
Houston, TX |
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| Capital | 165.67M | |||
| Leverage Ratio | 8.01 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Liquidity |
First Community Credit Union
Houston, TX |
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| Hot Money Ratio | 16.68% | |||
| Liquidity Ratio | 11.59% | |||
| Profitability |
First Community Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 1.90M | |||
| Net Interest Spread | 2.70% | |||
| Operating Profit to Average Assets | 0.61% | |||
| Overhead Efficiency Ratio | 80.32% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 4.60% | |||