| Weiss Ratings |
Public Employees Credit Union
Austin, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 7.70 | |||
| Company Info |
Public Employees Credit Union
Austin, TX |
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| NCUA Charter Number | 6237 | |||
| Phone Number | (512) 474-1955 | |||
| Website | www.pecutx.org | |||
| Asset Quality |
Public Employees Credit Union
Austin, TX |
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| 1-Year Asset Growth | -4.70% | |||
| 5-Year Asset Growth | 4.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 1.31% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Public Employees Credit Union
Austin, TX |
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| Total Assets | 425.79M | |||
| Total Deposits | 380.28M | |||
| Capital and Reserves |
Public Employees Credit Union
Austin, TX |
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| Capital | 44.93M | |||
| Leverage Ratio | 12.35 | |||
| Loan Loss Reserves to Loans | 0.37% | |||
| Liquidity |
Public Employees Credit Union
Austin, TX |
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| Hot Money Ratio | 5.29% | |||
| Liquidity Ratio | 28.07% | |||
| Profitability |
Public Employees Credit Union
Austin, TX |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 1.29M | |||
| Net Interest Spread | 3.35% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 60.30% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 11.71% | |||