A
PECU
AustinTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PECU
Austin, TX
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 9.50
Stability Index 8.00
Company Info PECU
Austin, TX
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NCUA Charter Number 6237
Phone Number (512) 474-1955
Website www.pecutx.org
Asset Quality PECU
Austin, TX
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1-Year Asset Growth 2.95%
5-Year Asset Growth 4.16%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.33%
Non-Performing Loans to Loans 0.29%
Balance Sheet PECU
Austin, TX
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Total Assets 435.43M
Total Deposits 375.43M
Capital and Reserves PECU
Austin, TX
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Capital 58.91M
Leverage Ratio 13.98
Loan Loss Reserves to Loans 0.76%
Liquidity PECU
Austin, TX
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Hot Money Ratio 9.37%
Liquidity Ratio 23.88%
Profitability PECU
Austin, TX
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5-Year Return on Average Assets 1.00%
Net Income 4.03M
Net Interest Spread 4.39%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 57.78%
Return on Assets 1.24%
Return on Equity 9.70%