| Weiss Ratings |
Texas Bay Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 4.50 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 3.90 | |||
| Company Info |
Texas Bay Credit Union
Houston, TX |
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| NCUA Charter Number | 6238 | |||
| Phone Number | (713) 230-8394 | |||
| Website | www.texasbaycu.org | |||
| Asset Quality |
Texas Bay Credit Union
Houston, TX |
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| 1-Year Asset Growth | 9.79% | |||
| 5-Year Asset Growth | 11.07% | |||
| 5-Year Charge-Offs to Average Loans | 1.19% | |||
| Charge-Offs to Average Loans | 1.49% | |||
| Non-Performing Assets to Assets | 0.69% | |||
| Non-Performing Loans to Capital | 8.74% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
Texas Bay Credit Union
Houston, TX |
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| Total Assets | 873.49M | |||
| Total Deposits | 733.94M | |||
| Capital and Reserves |
Texas Bay Credit Union
Houston, TX |
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| Capital | 59.86M | |||
| Leverage Ratio | 7.59 | |||
| Loan Loss Reserves to Loans | 1.46% | |||
| Liquidity |
Texas Bay Credit Union
Houston, TX |
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| Hot Money Ratio | 30.31% | |||
| Liquidity Ratio | 10.92% | |||
| Profitability |
Texas Bay Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 2.28M | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 76.21% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 7.79% | |||