| Weiss Ratings |
Texas Bay Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 3.60 | |||
| Company Info |
Texas Bay Credit Union
Houston, TX |
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| NCUA Charter Number | 6238 | |||
| Phone Number | (713) 230-8394 | |||
| Website | www.texasbaycu.org | |||
| Asset Quality |
Texas Bay Credit Union
Houston, TX |
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| 1-Year Asset Growth | 14.36% | |||
| 5-Year Asset Growth | 11.07% | |||
| 5-Year Charge-Offs to Average Loans | 1.19% | |||
| Charge-Offs to Average Loans | 1.48% | |||
| Non-Performing Assets to Assets | 0.86% | |||
| Non-Performing Loans to Capital | 10.82% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
Texas Bay Credit Union
Houston, TX |
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| Total Assets | 869.34M | |||
| Total Deposits | 729.58M | |||
| Capital and Reserves |
Texas Bay Credit Union
Houston, TX |
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| Capital | 58.49M | |||
| Leverage Ratio | 7.75 | |||
| Loan Loss Reserves to Loans | 1.68% | |||
| Liquidity |
Texas Bay Credit Union
Houston, TX |
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| Hot Money Ratio | 30.51% | |||
| Liquidity Ratio | 14.72% | |||
| Profitability |
Texas Bay Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 1.02M | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | 1.63% | |||
| Overhead Efficiency Ratio | 72.53% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 7.05% | |||