| Weiss Ratings |
Texas Bay Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 4.30 | |||
| Company Info |
Texas Bay Credit Union
Houston, TX |
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| NCUA Charter Number | 6238 | |||
| Phone Number | (713) 230-8394 | |||
| Website | www.texasbaycu.org | |||
| Asset Quality |
Texas Bay Credit Union
Houston, TX |
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| 1-Year Asset Growth | 20.66% | |||
| 5-Year Asset Growth | 9.65% | |||
| 5-Year Charge-Offs to Average Loans | 1.17% | |||
| Charge-Offs to Average Loans | 2.13% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 9.79% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Texas Bay Credit Union
Houston, TX |
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| Total Assets | 836.52M | |||
| Total Deposits | 691.39M | |||
| Capital and Reserves |
Texas Bay Credit Union
Houston, TX |
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| Capital | 56.22M | |||
| Leverage Ratio | 7.75 | |||
| Loan Loss Reserves to Loans | 2.13% | |||
| Liquidity |
Texas Bay Credit Union
Houston, TX |
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| Hot Money Ratio | 29.55% | |||
| Liquidity Ratio | 21.44% | |||
| Profitability |
Texas Bay Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 334.00K | |||
| Net Interest Spread | 5.11% | |||
| Operating Profit to Average Assets | 1.46% | |||
| Overhead Efficiency Ratio | 76.73% | |||
| Return on Assets | 0.06% | |||
| Return on Equity | 0.81% | |||