| Weiss Ratings |
Texas Bay Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
Texas Bay Credit Union
Houston, TX |
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| NCUA Charter Number | 6238 | |||
| Phone Number | (713) 852-6700 | |||
| Website | www.texasbaycu.org | |||
| Asset Quality |
Texas Bay Credit Union
Houston, TX |
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| 1-Year Asset Growth | 13.06% | |||
| 5-Year Asset Growth | 9.83% | |||
| 5-Year Charge-Offs to Average Loans | 1.17% | |||
| Charge-Offs to Average Loans | 3.01% | |||
| Non-Performing Assets to Assets | 1.14% | |||
| Non-Performing Loans to Capital | 12.75% | |||
| Non-Performing Loans to Loans | 1.36% | |||
| Balance Sheet |
Texas Bay Credit Union
Houston, TX |
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| Total Assets | 766.15M | |||
| Total Deposits | 614.75M | |||
| Capital and Reserves |
Texas Bay Credit Union
Houston, TX |
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| Capital | 62.32M | |||
| Leverage Ratio | 8.89 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Liquidity |
Texas Bay Credit Union
Houston, TX |
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| Hot Money Ratio | 24.44% | |||
| Liquidity Ratio | 30.17% | |||
| Profitability |
Texas Bay Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | -1.03M | |||
| Net Interest Spread | 5.25% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 80.82% | |||
| Return on Assets | -0.56% | |||
| Return on Equity | -6.53% | |||