A
Scott & White Employees Credit Union
TempleTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Scott & White Employees Credit Union
Temple, TX
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Rating A
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 9.50
Stability Index 8.00
Company Info Scott & White Employees Credit Union
Temple, TX
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NCUA Charter Number 6241
Phone Number (254) 778-3199
Website www.swecu.org
Asset Quality Scott & White Employees Credit Union
Temple, TX
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1-Year Asset Growth 2.28%
5-Year Asset Growth 6.57%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 2.92%
Non-Performing Loans to Loans 0.92%
Balance Sheet Scott & White Employees Credit Union
Temple, TX
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Total Assets 70.77M
Total Deposits 58.07M
Capital and Reserves Scott & White Employees Credit Union
Temple, TX
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Capital 11.39M
Leverage Ratio 16.85
Loan Loss Reserves to Loans 0.50%
Liquidity Scott & White Employees Credit Union
Temple, TX
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Hot Money Ratio 3.58%
Liquidity Ratio 21.31%
Profitability Scott & White Employees Credit Union
Temple, TX
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5-Year Return on Average Assets 1.86%
Net Income 1.29M
Net Interest Spread 4.40%
Operating Profit to Average Assets 2.60%
Overhead Efficiency Ratio 49.77%
Return on Assets 2.41%
Return on Equity 16.14%