| Weiss Ratings |
ESL Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 8.70 | |||
| Company Info |
ESL Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 6248 | |||
| Phone Number | (585) 336-1000 | |||
| Website | www.esl.org | |||
| Asset Quality |
ESL Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.08% | |||
| 5-Year Asset Growth | 6.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 1.06% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 2.66% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
ESL Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 9.47B | |||
| Total Deposits | 5.83B | |||
| Capital and Reserves |
ESL Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.28B | |||
| Leverage Ratio | 16.47 | |||
| Loan Loss Reserves to Loans | 1.91% | |||
| Liquidity |
ESL Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.48% | |||
| Liquidity Ratio | 7.25% | |||
| Profitability |
ESL Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 9.44M | |||
| Net Interest Spread | 2.83% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 77.38% | |||
| Return on Assets | 0.40% | |||
| Return on Equity | 3.06% | |||