| Weiss Ratings |
ESL Federal Credit Union
Rochester, NY |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 9.70 | |||
| Company Info |
ESL Federal Credit Union
Rochester, NY |
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| NCUA Charter Number | 6248 | |||
| Phone Number | (585) 336-1000 | |||
| Website | www.esl.org | |||
| Asset Quality |
ESL Federal Credit Union
Rochester, NY |
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| 1-Year Asset Growth | 1.05% | |||
| 5-Year Asset Growth | 8.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 3.01% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
ESL Federal Credit Union
Rochester, NY |
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| Total Assets | 9.26B | |||
| Total Deposits | 5.59B | |||
| Capital and Reserves |
ESL Federal Credit Union
Rochester, NY |
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| Capital | 1.08B | |||
| Leverage Ratio | 16.42 | |||
| Loan Loss Reserves to Loans | 1.63% | |||
| Liquidity |
ESL Federal Credit Union
Rochester, NY |
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| Hot Money Ratio | 9.41% | |||
| Liquidity Ratio | 6.86% | |||
| Profitability |
ESL Federal Credit Union
Rochester, NY |
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| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 50.96M | |||
| Net Interest Spread | 2.13% | |||
| Operating Profit to Average Assets | 0.32% | |||
| Overhead Efficiency Ratio | 75.49% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 5.29% | |||
