Green Country Federal Credit Union
Major Rating Factors:
Very Weak current capitalization (0.3 on a scale of 0 to 10) based on a net capital to total assets of 3.5 and a net worth ratio of 7.2. Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.1 has resulted in Weak (1.4) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.4 on a scale of 0 to 10). Weak liquidity 2.9, driven by a liquidity ratio of 12.3 percent and a “hot money” ratio of 24.2 percent.
Asset Mix:
Consumer loans (34%), home mtgs (13%), other (53%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
202 East Morrow Road
Sand Springs, OK 74063
Sand Springs, OK 74063
Phone Number
(918) 245-1301
NCUA Charter Number
Website
Largest Competitors
Oklahoma City, OK
Tulsa, OK
Oklahoma City, OK
Oklahoma City, OK
Bartlesville, OK