| Weiss Ratings |
Velocity Credit Union
Austin, TX |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 7.50 | |||
| Company Info |
Velocity Credit Union
Austin, TX |
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| NCUA Charter Number | 6256 | |||
| Phone Number | (512) 469-7000 | |||
| Website | www.velocitycu.com/ | |||
| Asset Quality |
Velocity Credit Union
Austin, TX |
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| 1-Year Asset Growth | 1.45% | |||
| 5-Year Asset Growth | 4.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.95% | |||
| Charge-Offs to Average Loans | 1.30% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 4.84% | |||
| Non-Performing Loans to Loans | 0.93% | |||
| Balance Sheet |
Velocity Credit Union
Austin, TX |
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| Total Assets | 1.04B | |||
| Total Deposits | 860.33M | |||
| Capital and Reserves |
Velocity Credit Union
Austin, TX |
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| Capital | 116.39M | |||
| Leverage Ratio | 14.99 | |||
| Loan Loss Reserves to Loans | 2.77% | |||
| Liquidity |
Velocity Credit Union
Austin, TX |
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| Hot Money Ratio | 8.04% | |||
| Liquidity Ratio | 19.51% | |||
| Profitability |
Velocity Credit Union
Austin, TX |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 75.00K | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 86.53% | |||
| Return on Assets | 0.03% | |||
| Return on Equity | 0.26% | |||