B
American Lake Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American Lake Credit Union
Lakewood, WA
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Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 5.00
Stability Index 4.80
Company Info American Lake Credit Union
Lakewood, WA
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NCUA Charter Number 6258
Phone Number (253) 584-0079
Website www.americanlake.org
Asset Quality American Lake Credit Union
Lakewood, WA
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1-Year Asset Growth -3.05%
5-Year Asset Growth -1.60%
5-Year Charge-Offs to Average Loans 1.28%
Charge-Offs to Average Loans 3.68%
Non-Performing Assets to Assets 1.30%
Non-Performing Loans to Capital 8.11%
Non-Performing Loans to Loans 2.87%
Balance Sheet American Lake Credit Union
Lakewood, WA
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Total Assets 58.98M
Total Deposits 49.95M
Capital and Reserves American Lake Credit Union
Lakewood, WA
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Capital 8.72M
Leverage Ratio 14.10
Loan Loss Reserves to Loans 3.00%
Liquidity American Lake Credit Union
Lakewood, WA
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Hot Money Ratio 5.19%
Liquidity Ratio 30.22%
Profitability American Lake Credit Union
Lakewood, WA
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5-Year Return on Average Assets 0.01%
Net Income -6.00K
Net Interest Spread 4.98%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 73.62%
Return on Assets -0.01%
Return on Equity -0.09%