| Weiss Ratings |
American Lake Credit Union
Lakewood, WA |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 0.20 | |||
| Stability Index | 5.20 | |||
| Company Info |
American Lake Credit Union
Lakewood, WA |
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| NCUA Charter Number | 6258 | |||
| Phone Number | (253) 584-0079 | |||
| Website | www.americanlake.org | |||
| Asset Quality |
American Lake Credit Union
Lakewood, WA |
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| 1-Year Asset Growth | -9.46% | |||
| 5-Year Asset Growth | -1.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.85% | |||
| Charge-Offs to Average Loans | 2.09% | |||
| Non-Performing Assets to Assets | 2.14% | |||
| Non-Performing Loans to Capital | 13.67% | |||
| Non-Performing Loans to Loans | 4.45% | |||
| Balance Sheet |
American Lake Credit Union
Lakewood, WA |
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| Total Assets | 62.37M | |||
| Total Deposits | 52.70M | |||
| Capital and Reserves |
American Lake Credit Union
Lakewood, WA |
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| Capital | 9.23M | |||
| Leverage Ratio | 14.26 | |||
| Loan Loss Reserves to Loans | 1.91% | |||
| Liquidity |
American Lake Credit Union
Lakewood, WA |
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| Hot Money Ratio | 3.00% | |||
| Liquidity Ratio | 4.55% | |||
| Profitability |
American Lake Credit Union
Lakewood, WA |
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| 5-Year Return on Average Assets | 0.17% | |||
| Net Income | 32.00K | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 77.30% | |||
| Return on Assets | 0.20% | |||
| Return on Equity | 1.39% | |||