Rochester & Monroe County Employees Federal Credit Union

Rochester, NY

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	4.70
Capitalization Index	9.80
Liquidity Index	3.20
Profitability Index	4.30
Stability Index	5.10

Company Info	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	626
Phone Number	(585) 546-4279
Website	rocmon.org

Asset Quality	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	68.98%
5-Year Asset Growth	11.62%
5-Year Charge-Offs to Average Loans	0.27%
Charge-Offs to Average Loans	0.29%
Non-Performing Assets to Assets	0.86%
Non-Performing Loans to Capital	15.30%
Non-Performing Loans to Loans	2.77%

Balance Sheet	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	43.89M
Total Deposits	38.94M

Capital and Reserves	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Capital	4.91M
Leverage Ratio	11.34
Loan Loss Reserves to Loans	0.99%

Liquidity	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	4.49%
Liquidity Ratio	20.30%

Profitability	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.17%
Net Income	34.00K
Net Interest Spread	4.17%
Operating Profit to Average Assets	0.31%
Overhead Efficiency Ratio	87.93%
Return on Assets	0.31%
Return on Equity	2.78%