C
Rochester & Monroe County Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.11
Leverage
Ratio
11.23
Return On
Assets
0.19%
Total
Assets
44.02M
Capital
4.89M
Total
Deposits
39.08M
Net
Income
61.00K
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Weiss Ratings Rochester & Monroe County Employees Federal Credit Union
Rochester, NY 		Click to
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Rating C
Asset Quality Index 6.70
Capitalization Index 9.40
Liquidity Index 3.20
Profitability Index 3.00
Stability Index 5.90
Company Info Rochester & Monroe County Employees Federal Credit Union
Rochester, NY 		Click to
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NCUA Charter Number 626
Phone Number (585) 546-4279
Website rocmon.org
Asset Quality Rochester & Monroe County Employees Federal Credit Union
Rochester, NY 		Click to
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1-Year Asset Growth 5.59%
5-Year Asset Growth 11.62%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 6.38%
Non-Performing Loans to Loans 1.21%
Balance Sheet Rochester & Monroe County Employees Federal Credit Union
Rochester, NY 		Click to
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Total Assets 44.02M
Total Deposits 39.08M
Capital and Reserves Rochester & Monroe County Employees Federal Credit Union
Rochester, NY 		Click to
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Capital 4.89M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 0.99%
Liquidity Rochester & Monroe County Employees Federal Credit Union
Rochester, NY 		Click to
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Hot Money Ratio 7.93%
Liquidity Ratio 18.57%
Profitability Rochester & Monroe County Employees Federal Credit Union
Rochester, NY 		Click to
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5-Year Return on Average Assets 0.17%
Net Income 61.00K
Net Interest Spread 4.27%
Operating Profit to Average Assets 0.26%
Overhead Efficiency Ratio 93.94%
Return on Assets 0.19%
Return on Equity 1.66%