Rochester & Monroe County Employees Federal Credit Union

Rochester, NY

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.60
Capitalization Index	9.30
Liquidity Index	3.40
Profitability Index	3.20
Stability Index	5.40

Company Info	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	626
Phone Number	(585) 546-4279
Website	rocmon.org

Asset Quality	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	71.34%
5-Year Asset Growth	11.62%
5-Year Charge-Offs to Average Loans	0.27%
Charge-Offs to Average Loans	0.21%
Non-Performing Assets to Assets	0.86%
Non-Performing Loans to Capital	7.36%
Non-Performing Loans to Loans	1.41%

Balance Sheet	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	44.16M
Total Deposits	39.07M

Capital and Reserves	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Capital	4.90M
Leverage Ratio	11.22
Loan Loss Reserves to Loans	0.98%

Liquidity	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.81%
Liquidity Ratio	17.54%

Profitability	Rochester & Monroe County Employees Federal Credit Union Rochester, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.17%
Net Income	71.00K
Net Interest Spread	4.22%
Operating Profit to Average Assets	0.34%
Overhead Efficiency Ratio	91.93%
Return on Assets	0.32%
Return on Equity	2.90%