C
Rochester & Monroe Co Emp Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
11.43
Leverage
Ratio
11.86
Return On
Assets
0.43%
Total
Assets
25.97M
Capital
2.97M
Total
Deposits
22.62M
Net
Income
28.00K
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Weiss Ratings Rochester & Monroe Co Emp Federal Credit Union
Rochester, NY 		Click to
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Rating C
Asset Quality Index 7.40
Capitalization Index 9.80
Liquidity Index 2.30
Profitability Index 2.70
Stability Index 5.60
Company Info Rochester & Monroe Co Emp Federal Credit Union
Rochester, NY 		Click to
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NCUA Charter Number 626
Phone Number (585) 546-4279
Website www.rocmon.org
Asset Quality Rochester & Monroe Co Emp Federal Credit Union
Rochester, NY 		Click to
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1-Year Asset Growth -3.10%
5-Year Asset Growth 0.71%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans -0.11%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 4.61%
Non-Performing Loans to Loans 0.69%
Balance Sheet Rochester & Monroe Co Emp Federal Credit Union
Rochester, NY 		Click to
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Total Assets 25.97M
Total Deposits 22.62M
Capital and Reserves Rochester & Monroe Co Emp Federal Credit Union
Rochester, NY 		Click to
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Capital 2.97M
Leverage Ratio 11.86
Loan Loss Reserves to Loans 1.22%
Liquidity Rochester & Monroe Co Emp Federal Credit Union
Rochester, NY 		Click to
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Hot Money Ratio 5.83%
Liquidity Ratio 14.78%
Profitability Rochester & Monroe Co Emp Federal Credit Union
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5-Year Return on Average Assets 0.17%
Net Income 28.00K
Net Interest Spread 4.39%
Operating Profit to Average Assets 0.43%
Overhead Efficiency Ratio 91.11%
Return on Assets 0.43%
Return on Equity 3.79%