| Weiss Ratings |
Directors Choice Credit Union
Albany, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Directors Choice Credit Union
Albany, NY |
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| NCUA Charter Number | 6262 | |||
| Phone Number | (518) 456-2686 | |||
| Website | www.directorschoicecu.com | |||
| Asset Quality |
Directors Choice Credit Union
Albany, NY |
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| 1-Year Asset Growth | -6.81% | |||
| 5-Year Asset Growth | -0.92% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Directors Choice Credit Union
Albany, NY |
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| Total Assets | 10.93M | |||
| Total Deposits | 8.37M | |||
| Capital and Reserves |
Directors Choice Credit Union
Albany, NY |
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| Capital | 2.55M | |||
| Leverage Ratio | 23.38 | |||
| Loan Loss Reserves to Loans | 3.38% | |||
| Liquidity |
Directors Choice Credit Union
Albany, NY |
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| Hot Money Ratio | 40.59% | |||
| Liquidity Ratio | 70.79% | |||
| Profitability |
Directors Choice Credit Union
Albany, NY |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 72.00K | |||
| Net Interest Spread | 4.76% | |||
| Operating Profit to Average Assets | 3.15% | |||
| Overhead Efficiency Ratio | 28.93% | |||
| Return on Assets | 2.64% | |||
| Return on Equity | 11.45% | |||