Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10). A current level of 28.4 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.8).
Other Rating Factors:
Excellent current capitalization (7.5 on a scale of 0 to 10) based on a net capital to total assets of 9.8 and a net worth ratio of 10.0. Fair liquidity 3.1, driven by a liquidity ratio of 13.6 percent and a “hot money” ratio of 8.6 percent.
Asset Mix:
Home mtgs (41%), comm loans (11%), consumer loans (6%), other (41%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1308 Myrtle Ave
Brooklyn, NY 11221
Brooklyn, NY 11221
Phone Number
(718) 418-8232
NCUA Charter Number
Website
Largest Competitors
Brooklyn, NY
Brooklyn, NY
Brooklyn, NY
Brooklyn, NY
Brooklyn, NY