| Weiss Ratings |
Gowanda Area Federal Credit Union
Gowanda, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.40 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.30 | |||
| Company Info |
Gowanda Area Federal Credit Union
Gowanda, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 627 | |||
| Phone Number | (716) 532-3790 | |||
| Website | www.gafcu.org | |||
| Asset Quality |
Gowanda Area Federal Credit Union
Gowanda, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.06% | |||
| 5-Year Asset Growth | 6.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.02% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Gowanda Area Federal Credit Union
Gowanda, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 30.28M | |||
| Total Deposits | 26.18M | |||
| Capital and Reserves |
Gowanda Area Federal Credit Union
Gowanda, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 4.06M | |||
| Leverage Ratio | 13.39 | |||
| Loan Loss Reserves to Loans | 0.12% | |||
| Liquidity |
Gowanda Area Federal Credit Union
Gowanda, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 55.76% | |||
| Profitability |
Gowanda Area Federal Credit Union
Gowanda, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 619.00K | |||
| Net Interest Spread | 5.15% | |||
| Operating Profit to Average Assets | 2.90% | |||
| Overhead Efficiency Ratio | 41.15% | |||
| Return on Assets | 2.82% | |||
| Return on Equity | 22.16% | |||