| Weiss Ratings |
Gowanda Area Federal Credit Union
Gowanda, NY |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.80 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Gowanda Area Federal Credit Union
Gowanda, NY |
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| NCUA Charter Number | 627 | |||
| Phone Number | (716) 532-3790 | |||
| Website | www.gafcu.org | |||
| Asset Quality |
Gowanda Area Federal Credit Union
Gowanda, NY |
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| 1-Year Asset Growth | 6.41% | |||
| 5-Year Asset Growth | 7.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Gowanda Area Federal Credit Union
Gowanda, NY |
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| Total Assets | 31.38M | |||
| Total Deposits | 26.66M | |||
| Capital and Reserves |
Gowanda Area Federal Credit Union
Gowanda, NY |
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| Capital | 4.68M | |||
| Leverage Ratio | 14.93 | |||
| Loan Loss Reserves to Loans | 0.13% | |||
| Liquidity |
Gowanda Area Federal Credit Union
Gowanda, NY |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 63.67% | |||
| Profitability |
Gowanda Area Federal Credit Union
Gowanda, NY |
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| 5-Year Return on Average Assets | 1.43% | |||
| Net Income | 389.00K | |||
| Net Interest Spread | 4.92% | |||
| Operating Profit to Average Assets | 2.59% | |||
| Overhead Efficiency Ratio | 42.54% | |||
| Return on Assets | 2.49% | |||
| Return on Equity | 17.35% | |||