D
United Neighborhood Federal Credit Union
AugustaGA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Neighborhood Federal Credit Union
Augusta, GA
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Rating D
Asset Quality Index 1.50
Capitalization Index 7.90
Liquidity Index 5.20
Profitability Index 0.10
Stability Index 3.60
Company Info United Neighborhood Federal Credit Union
Augusta, GA
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NCUA Charter Number 6278
Phone Number (706) 823-6378
Website www.unitedneighborhoodfcu.org
Asset Quality United Neighborhood Federal Credit Union
Augusta, GA
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1-Year Asset Growth -10.20%
5-Year Asset Growth 6.43%
5-Year Charge-Offs to Average Loans 0.71%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 3.12%
Non-Performing Loans to Capital 29.71%
Non-Performing Loans to Loans 5.13%
Balance Sheet United Neighborhood Federal Credit Union
Augusta, GA
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Total Assets 3.24M
Total Deposits 2.89M
Capital and Reserves United Neighborhood Federal Credit Union
Augusta, GA
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Capital 326.00K
Leverage Ratio 10.06
Loan Loss Reserves to Loans 0.71%
Liquidity United Neighborhood Federal Credit Union
Augusta, GA
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Hot Money Ratio 0.00%
Liquidity Ratio 42.52%
Profitability United Neighborhood Federal Credit Union
Augusta, GA
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5-Year Return on Average Assets 0.62%
Net Income -2.00K
Net Interest Spread 7.52%
Operating Profit to Average Assets -0.08%
Overhead Efficiency Ratio 94.23%
Return on Assets -0.08%
Return on Equity -0.82%