| Weiss Ratings |
Light Commerce Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.40 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
Light Commerce Credit Union
Houston, TX |
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| NCUA Charter Number | 6289 | |||
| Phone Number | (281) 876-7576 | |||
| Website | www.lightcommercecu.org | |||
| Asset Quality |
Light Commerce Credit Union
Houston, TX |
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| 1-Year Asset Growth | 32.05% | |||
| 5-Year Asset Growth | 12.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.33% | |||
| Non-Performing Assets to Assets | 1.02% | |||
| Non-Performing Loans to Capital | 4.97% | |||
| Non-Performing Loans to Loans | 2.31% | |||
| Balance Sheet |
Light Commerce Credit Union
Houston, TX |
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| Total Assets | 5.88M | |||
| Total Deposits | 4.38M | |||
| Capital and Reserves |
Light Commerce Credit Union
Houston, TX |
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| Capital | 1.19M | |||
| Leverage Ratio | 20.20 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
Light Commerce Credit Union
Houston, TX |
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| Hot Money Ratio | 19.47% | |||
| Liquidity Ratio | 86.59% | |||
| Profitability |
Light Commerce Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 2.35% | |||
| Net Income | 99.00K | |||
| Net Interest Spread | 6.88% | |||
| Operating Profit to Average Assets | 3.84% | |||
| Overhead Efficiency Ratio | 61.28% | |||
| Return on Assets | 3.69% | |||
| Return on Equity | 17.41% | |||