| Weiss Ratings |
Light Commerce Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
Light Commerce Credit Union
Houston, TX |
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| NCUA Charter Number | 6289 | |||
| Phone Number | (281) 876-7576 | |||
| Website | www.lightcommercecu.org | |||
| Asset Quality |
Light Commerce Credit Union
Houston, TX |
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| 1-Year Asset Growth | 11.86% | |||
| 5-Year Asset Growth | 12.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.74% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 1.73% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Light Commerce Credit Union
Houston, TX |
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| Total Assets | 5.33M | |||
| Total Deposits | 3.84M | |||
| Capital and Reserves |
Light Commerce Credit Union
Houston, TX |
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| Capital | 1.14M | |||
| Leverage Ratio | 21.29 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Liquidity |
Light Commerce Credit Union
Houston, TX |
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| Hot Money Ratio | 16.98% | |||
| Liquidity Ratio | 62.58% | |||
| Profitability |
Light Commerce Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 2.35% | |||
| Net Income | 47.00K | |||
| Net Interest Spread | 6.49% | |||
| Operating Profit to Average Assets | 3.98% | |||
| Overhead Efficiency Ratio | 66.67% | |||
| Return on Assets | 3.67% | |||
| Return on Equity | 16.91% | |||