Catholics United Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 17.8 and a net worth ratio of 17.8. Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.5 has resulted in Excellent (8.8) profitability.
Other Rating Factors:
Excellent liquidity 8.7, driven by a liquidity ratio of 104.2 percent and a “hot money” ratio of 0.0 percent. A current level of 4.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.1).
Asset Mix:
Consumer loans (10%), other (90%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
612 South Maple Street
South Hutchinson, KS 67505
South Hutchinson, KS 67505
Phone Number
(620) 665-0777
NCUA Charter Number
Largest Competitors
Lenexa, KS
Wichita, KS
Wichita, KS
Overland Park, KS
South Hutchinson, KS