C
The Ohio Educational Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
6.67
Leverage
Ratio
7.92
Return On
Assets
0.29%
Total
Assets
152.28M
Capital
10.16M
Total
Deposits
137.68M
Net
Income
107.00K
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Weiss Ratings The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Rating C
Asset Quality Index 8.70
Capitalization Index 4.30
Liquidity Index 3.30
Profitability Index 1.90
Stability Index 3.70
Company Info The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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NCUA Charter Number 6298
Phone Number (216) 357-5200
Website www.ohecu.com
Asset Quality The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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1-Year Asset Growth 1.98%
5-Year Asset Growth 3.38%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.82%
Non-Performing Loans to Loans 0.18%
Balance Sheet The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Total Assets 152.28M
Total Deposits 137.68M
Capital and Reserves The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Capital 10.16M
Leverage Ratio 7.92
Loan Loss Reserves to Loans 0.90%
Liquidity The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Hot Money Ratio 3.35%
Liquidity Ratio 19.70%
Profitability The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 107.00K
Net Interest Spread 4.62%
Operating Profit to Average Assets 0.42%
Overhead Efficiency Ratio 92.23%
Return on Assets 0.29%
Return on Equity 4.27%