C
The Ohio Educational Credit Union, Inc.
Rating Date
May 2024
Net Capital
Ratio
5.99
Leverage
Ratio
7.50
Return On
Assets
0.54%
Total
Assets
149.33M
Capital
8.95M
Total
Deposits
135.58M
Net
Income
203.00K
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Weiss Ratings The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 3.70
Liquidity Index 3.50
Profitability Index 4.00
Stability Index 2.90
Company Info The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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NCUA Charter Number 6298
Phone Number (216) 357-5200
Website www.ohecu.com
Asset Quality The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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1-Year Asset Growth -6.26%
5-Year Asset Growth 3.83%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 1.13%
Non-Performing Loans to Loans 0.12%
Balance Sheet The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Total Assets 149.33M
Total Deposits 135.58M
Capital and Reserves The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Capital 8.95M
Leverage Ratio 7.50
Loan Loss Reserves to Loans 1.09%
Liquidity The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Hot Money Ratio 2.05%
Liquidity Ratio 17.50%
Profitability The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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5-Year Return on Average Assets 0.19%
Net Income 203.00K
Net Interest Spread 4.39%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 88.19%
Return on Assets 0.54%
Return on Equity 9.21%