C
The Ohio Educational Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
7.01
Leverage
Ratio
8.11
Return On
Assets
0.45%
Total
Assets
153.87M
Capital
10.79M
Total
Deposits
138.96M
Net
Income
514.00K
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Weiss Ratings The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Rating C
Asset Quality Index 9.00
Capitalization Index 4.70
Liquidity Index 2.70
Profitability Index 2.60
Stability Index 3.70
Company Info The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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NCUA Charter Number 6298
Phone Number (216) 357-5200
Website www.ohecu.com
Asset Quality The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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1-Year Asset Growth 4.35%
5-Year Asset Growth 3.38%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.25%
Non-Performing Loans to Loans 0.11%
Balance Sheet The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Total Assets 153.87M
Total Deposits 138.96M
Capital and Reserves The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Capital 10.79M
Leverage Ratio 8.11
Loan Loss Reserves to Loans 0.77%
Liquidity The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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Hot Money Ratio 3.63%
Liquidity Ratio 14.08%
Profitability The Ohio Educational Credit Union, Inc.
Seven Hills, OH 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 514.00K
Net Interest Spread 4.79%
Operating Profit to Average Assets 0.63%
Overhead Efficiency Ratio 88.67%
Return on Assets 0.45%
Return on Equity 6.67%