B
Centra Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Centra Credit Union
Columbus, IN
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Rating B
Asset Quality Index 7.60
Capitalization Index 8.90
Liquidity Index 2.60
Profitability Index 5.50
Stability Index 6.70
Company Info Centra Credit Union
Columbus, IN
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NCUA Charter Number 63
Phone Number (812) 376-9771
Website www.centra.org
Asset Quality Centra Credit Union
Columbus, IN
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1-Year Asset Growth 0.93%
5-Year Asset Growth 6.40%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 0.92%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 6.82%
Non-Performing Loans to Loans 0.96%
Balance Sheet Centra Credit Union
Columbus, IN
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Total Assets 2.22B
Total Deposits 1.95B
Capital and Reserves Centra Credit Union
Columbus, IN
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Capital 236.73M
Leverage Ratio 12.08
Loan Loss Reserves to Loans 1.24%
Liquidity Centra Credit Union
Columbus, IN
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Hot Money Ratio 14.27%
Liquidity Ratio 11.57%
Profitability Centra Credit Union
Columbus, IN
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5-Year Return on Average Assets 0.63%
Net Income 3.19M
Net Interest Spread 4.07%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 76.05%
Return on Assets 0.59%
Return on Equity 5.49%