B
Upper Cumberland Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
9.39
Leverage
Ratio
9.39
Return On
Assets
0.70%
Total
Assets
118.84M
Capital
11.29M
Total
Deposits
106.49M
Net
Income
206.00K
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Weiss Ratings Upper Cumberland Federal Credit Union
Crossville, TN 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 6.90
Liquidity Index 5.10
Profitability Index 5.40
Stability Index 6.90
Company Info Upper Cumberland Federal Credit Union
Crossville, TN 		Click to
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NCUA Charter Number 630
Phone Number (931) 484-9433
Website www.ucfcu.org
Asset Quality Upper Cumberland Federal Credit Union
Crossville, TN 		Click to
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1-Year Asset Growth 0.44%
5-Year Asset Growth 10.41%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.88%
Non-Performing Loans to Loans 0.15%
Balance Sheet Upper Cumberland Federal Credit Union
Crossville, TN 		Click to
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Total Assets 118.84M
Total Deposits 106.49M
Capital and Reserves Upper Cumberland Federal Credit Union
Crossville, TN 		Click to
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Capital 11.29M
Leverage Ratio 9.39
Loan Loss Reserves to Loans 1.01%
Liquidity Upper Cumberland Federal Credit Union
Crossville, TN 		Click to
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Hot Money Ratio 1.00%
Liquidity Ratio 27.29%
Profitability Upper Cumberland Federal Credit Union
Crossville, TN 		Click to
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5-Year Return on Average Assets 0.88%
Net Income 206.00K
Net Interest Spread 3.54%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 80.94%
Return on Assets 0.70%
Return on Equity 7.37%