C
Wright-Dunbar Area Credit Union, Inc.
DaytonOH
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Weiss Ratings Wright-Dunbar Area Credit Union, Inc.
Dayton, OH
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 1.10
Stability Index 5.60
Company Info Wright-Dunbar Area Credit Union, Inc.
Dayton, OH
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NCUA Charter Number 6311
Phone Number (937) 223-1101
Website --
Asset Quality Wright-Dunbar Area Credit Union, Inc.
Dayton, OH
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1-Year Asset Growth -11.35%
5-Year Asset Growth -4.63%
5-Year Charge-Offs to Average Loans 1.14%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 5.88%
Non-Performing Loans to Loans 2.56%
Balance Sheet Wright-Dunbar Area Credit Union, Inc.
Dayton, OH
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Total Assets 367.00K
Total Deposits 299.00K
Capital and Reserves Wright-Dunbar Area Credit Union, Inc.
Dayton, OH
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Capital 65.00K
Leverage Ratio 17.98
Loan Loss Reserves to Loans 1.92%
Liquidity Wright-Dunbar Area Credit Union, Inc.
Dayton, OH
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Hot Money Ratio 0.00%
Liquidity Ratio 57.62%
Profitability Wright-Dunbar Area Credit Union, Inc.
Dayton, OH
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5-Year Return on Average Assets -0.24%
Net Income -1.00K
Net Interest Spread 4.99%
Operating Profit to Average Assets -0.34%
Overhead Efficiency Ratio 110.00%
Return on Assets -0.34%
Return on Equity -2.02%