A
Greater Cincinnati Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
10.25
Leverage
Ratio
12.85
Return On
Assets
1.99%
Total
Assets
133.67M
Capital
17.11M
Total
Deposits
115.95M
Net
Income
1.99M
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Weiss Ratings Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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Rating A
Asset Quality Index 8.90
Capitalization Index 8.10
Liquidity Index 5.80
Profitability Index 10.00
Stability Index 8.00
Company Info Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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NCUA Charter Number 6320
Phone Number (513) 559-1234
Website www.gccu.org
Asset Quality Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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1-Year Asset Growth 5.17%
5-Year Asset Growth 3.51%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.74%
Non-Performing Loans to Loans 0.96%
Balance Sheet Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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Total Assets 133.67M
Total Deposits 115.95M
Capital and Reserves Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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Capital 17.11M
Leverage Ratio 12.85
Loan Loss Reserves to Loans 0.70%
Liquidity Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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Hot Money Ratio 4.36%
Liquidity Ratio 48.26%
Profitability Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 1.99M
Net Interest Spread 6.33%
Operating Profit to Average Assets 2.08%
Overhead Efficiency Ratio 58.86%
Return on Assets 1.99%
Return on Equity 16.18%