A
Greater Cincinnati Credit Union, Inc.
Rating Date
September 2025
Net Capital
Ratio
9.88
Leverage
Ratio
12.45
Return On
Assets
1.82%
Total
Assets
135.18M
Capital
16.77M
Total
Deposits
117.86M
Net
Income
1.21M
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Weiss Ratings Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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Rating A
Asset Quality Index 8.70
Capitalization Index 7.60
Liquidity Index 6.00
Profitability Index 10.00
Stability Index 8.00
Company Info Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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NCUA Charter Number 6320
Phone Number (513) 559-1234
Website www.gccu.org
Asset Quality Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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1-Year Asset Growth 8.11%
5-Year Asset Growth 3.51%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 3.94%
Non-Performing Loans to Loans 1.04%
Balance Sheet Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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Total Assets 135.18M
Total Deposits 117.86M
Capital and Reserves Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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Capital 16.77M
Leverage Ratio 12.45
Loan Loss Reserves to Loans 0.72%
Liquidity Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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Hot Money Ratio 4.17%
Liquidity Ratio 50.73%
Profitability Greater Cincinnati Credit Union, Inc.
Cincinnati, OH 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 1.21M
Net Interest Spread 6.46%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 59.48%
Return on Assets 1.82%
Return on Equity 14.90%