| Weiss Ratings |
Cardinal Credit Union, Inc.
Mentor, OH |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 6.20 | |||
| Company Info |
Cardinal Credit Union, Inc.
Mentor, OH |
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| NCUA Charter Number | 6324 | |||
| Phone Number | (440) 266-2200 | |||
| Website | www.cardinalcu.com | |||
| Asset Quality |
Cardinal Credit Union, Inc.
Mentor, OH |
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| 1-Year Asset Growth | 10.04% | |||
| 5-Year Asset Growth | 5.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.56% | |||
| Non-Performing Loans to Capital | 4.38% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Cardinal Credit Union, Inc.
Mentor, OH |
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| Total Assets | 334.80M | |||
| Total Deposits | 296.29M | |||
| Capital and Reserves |
Cardinal Credit Union, Inc.
Mentor, OH |
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| Capital | 33.35M | |||
| Leverage Ratio | 10.69 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Liquidity |
Cardinal Credit Union, Inc.
Mentor, OH |
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| Hot Money Ratio | 13.29% | |||
| Liquidity Ratio | 10.62% | |||
| Profitability |
Cardinal Credit Union, Inc.
Mentor, OH |
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| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 185.00K | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 0.36% | |||
| Overhead Efficiency Ratio | 94.17% | |||
| Return on Assets | 0.11% | |||
| Return on Equity | 1.12% | |||