| Weiss Ratings |
Cardinal Credit Union, Inc.
Mentor, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 5.90 | |||
| Company Info |
Cardinal Credit Union, Inc.
Mentor, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 6324 | |||
| Phone Number | (440) 266-2200 | |||
| Website | www.cardinalcu.com | |||
| Asset Quality |
Cardinal Credit Union, Inc.
Mentor, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.16% | |||
| 5-Year Asset Growth | 3.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.79% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
Cardinal Credit Union, Inc.
Mentor, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 307.54M | |||
| Total Deposits | 267.45M | |||
| Capital and Reserves |
Cardinal Credit Union, Inc.
Mentor, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 32.45M | |||
| Leverage Ratio | 11.60 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Cardinal Credit Union, Inc.
Mentor, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.61% | |||
| Liquidity Ratio | 15.70% | |||
| Profitability |
Cardinal Credit Union, Inc.
Mentor, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 68.00K | |||
| Net Interest Spread | 3.98% | |||
| Operating Profit to Average Assets | 0.06% | |||
| Overhead Efficiency Ratio | 98.74% | |||
| Return on Assets | 0.09% | |||
| Return on Equity | 0.84% | |||