B
MyUSA Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MyUSA Credit Union, Inc.
Middletown, OH
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 5.10
Stability Index 7.70
Company Info MyUSA Credit Union, Inc.
Middletown, OH
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NCUA Charter Number 6325
Phone Number (513) 420-8640
Website www.myusacu.com
Asset Quality MyUSA Credit Union, Inc.
Middletown, OH
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1-Year Asset Growth 5.13%
5-Year Asset Growth 9.46%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 6.05%
Non-Performing Loans to Loans 1.60%
Balance Sheet MyUSA Credit Union, Inc.
Middletown, OH
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Total Assets 338.34M
Total Deposits 288.57M
Capital and Reserves MyUSA Credit Union, Inc.
Middletown, OH
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Capital 45.48M
Leverage Ratio 14.27
Loan Loss Reserves to Loans 1.04%
Liquidity MyUSA Credit Union, Inc.
Middletown, OH
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Hot Money Ratio 7.32%
Liquidity Ratio 26.95%
Profitability MyUSA Credit Union, Inc.
Middletown, OH
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5-Year Return on Average Assets 0.70%
Net Income 1.95M
Net Interest Spread 4.61%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 84.20%
Return on Assets 0.77%
Return on Equity 6.01%