C
MyUSA Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MyUSA Credit Union, Inc.
Middletown, OH
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 1.60
Stability Index 7.60
Company Info MyUSA Credit Union, Inc.
Middletown, OH
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NCUA Charter Number 6325
Phone Number (513) 420-8640
Website www.myusacu.com
Asset Quality MyUSA Credit Union, Inc.
Middletown, OH
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1-Year Asset Growth 6.05%
5-Year Asset Growth 9.46%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.91%
Non-Performing Loans to Capital 5.72%
Non-Performing Loans to Loans 1.35%
Balance Sheet MyUSA Credit Union, Inc.
Middletown, OH
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Total Assets 343.45M
Total Deposits 292.83M
Capital and Reserves MyUSA Credit Union, Inc.
Middletown, OH
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Capital 43.50M
Leverage Ratio 13.73
Loan Loss Reserves to Loans 1.00%
Liquidity MyUSA Credit Union, Inc.
Middletown, OH
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Hot Money Ratio 6.88%
Liquidity Ratio 25.28%
Profitability MyUSA Credit Union, Inc.
Middletown, OH
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5-Year Return on Average Assets 0.70%
Net Income 836.00K
Net Interest Spread 4.32%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 91.77%
Return on Assets 0.49%
Return on Equity 3.92%