| Weiss Ratings |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 7.10 | |||
| Company Info |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| NCUA Charter Number | 6326 | |||
| Phone Number | (419) 422-5626 | |||
| Website | www.millstreamcu.com/ | |||
| Asset Quality |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| 1-Year Asset Growth | 7.70% | |||
| 5-Year Asset Growth | 6.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.81% | |||
| Non-Performing Loans to Capital | 6.31% | |||
| Non-Performing Loans to Loans | 1.58% | |||
| Balance Sheet |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Total Assets | 66.84M | |||
| Total Deposits | 58.17M | |||
| Capital and Reserves |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Capital | 8.27M | |||
| Leverage Ratio | 12.30 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Hot Money Ratio | 3.65% | |||
| Liquidity Ratio | 27.09% | |||
| Profitability |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 609.00K | |||
| Net Interest Spread | 5.52% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 82.35% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 10.28% | |||