| Weiss Ratings |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 6.70 | |||
| Company Info |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| NCUA Charter Number | 6326 | |||
| Phone Number | (419) 422-5626 | |||
| Website | www.millstreamcu.com/ | |||
| Asset Quality |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| 1-Year Asset Growth | 6.06% | |||
| 5-Year Asset Growth | 7.51% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.36% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Total Assets | 62.06M | |||
| Total Deposits | 54.26M | |||
| Capital and Reserves |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Capital | 7.37M | |||
| Leverage Ratio | 11.94 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Hot Money Ratio | 3.66% | |||
| Liquidity Ratio | 28.82% | |||
| Profitability |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 704.00K | |||
| Net Interest Spread | 5.53% | |||
| Operating Profit to Average Assets | 1.55% | |||
| Overhead Efficiency Ratio | 79.70% | |||
| Return on Assets | 1.53% | |||
| Return on Equity | 13.84% | |||