| Weiss Ratings |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 6.90 | |||
| Company Info |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| NCUA Charter Number | 6326 | |||
| Phone Number | (419) 422-5626 | |||
| Website | www.millstreamcu.com/ | |||
| Asset Quality |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| 1-Year Asset Growth | 8.83% | |||
| 5-Year Asset Growth | 6.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 5.14% | |||
| Non-Performing Loans to Loans | 1.32% | |||
| Balance Sheet |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Total Assets | 66.67M | |||
| Total Deposits | 58.45M | |||
| Capital and Reserves |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Capital | 7.79M | |||
| Leverage Ratio | 11.71 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Liquidity |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Hot Money Ratio | 3.56% | |||
| Liquidity Ratio | 33.83% | |||
| Profitability |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 190.00K | |||
| Net Interest Spread | 5.51% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 83.08% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 9.88% | |||