| Weiss Ratings |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 6.90 | |||
| Company Info |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| NCUA Charter Number | 6326 | |||
| Phone Number | (419) 422-5626 | |||
| Website | www.millstreamcu.com/ | |||
| Asset Quality |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| 1-Year Asset Growth | 8.85% | |||
| 5-Year Asset Growth | 6.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.94% | |||
| Non-Performing Loans to Capital | 7.65% | |||
| Non-Performing Loans to Loans | 1.88% | |||
| Balance Sheet |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Total Assets | 67.39M | |||
| Total Deposits | 58.40M | |||
| Capital and Reserves |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Capital | 7.97M | |||
| Leverage Ratio | 11.82 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Liquidity |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| Hot Money Ratio | 3.60% | |||
| Liquidity Ratio | 29.46% | |||
| Profitability |
Millstream Area Credit Union, Inc.
Findlay, OH |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 353.00K | |||
| Net Interest Spread | 5.52% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 84.04% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 9.07% | |||