D
Youngstown City Schools Credit Union, Inc.
Rating Date
May 2024
Net Capital
Ratio
39.77
Leverage
Ratio
39.77
Return On
Assets
-0.05%
Total
Assets
7.16M
Capital
2.85M
Total
Deposits
4.31M
Net
Income
-3.00K
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Weiss Ratings Youngstown City Schools Credit Union, Inc.
Youngstown, OH 		Click to
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Rating D
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 1.10
Stability Index 6.20
Company Info Youngstown City Schools Credit Union, Inc.
Youngstown, OH 		Click to
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NCUA Charter Number 6337
Phone Number (330) 744-5846
Website www.ycsd.org/departments/y_c_s_credit_union
Asset Quality Youngstown City Schools Credit Union, Inc.
Youngstown, OH 		Click to
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1-Year Asset Growth -12.83%
5-Year Asset Growth -1.26%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 1.23%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 0.73%
Non-Performing Loans to Loans 0.63%
Balance Sheet Youngstown City Schools Credit Union, Inc.
Youngstown, OH 		Click to
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Total Assets 7.16M
Total Deposits 4.31M
Capital and Reserves Youngstown City Schools Credit Union, Inc.
Youngstown, OH 		Click to
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Capital 2.85M
Leverage Ratio 39.77
Loan Loss Reserves to Loans 1.20%
Liquidity Youngstown City Schools Credit Union, Inc.
Youngstown, OH 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 41.49%
Profitability Youngstown City Schools Credit Union, Inc.
Youngstown, OH 		Click to
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5-Year Return on Average Assets 0.22%
Net Income -3.00K
Net Interest Spread 3.17%
Operating Profit to Average Assets -0.05%
Overhead Efficiency Ratio 80.95%
Return on Assets -0.05%
Return on Equity -0.14%