Urban Beginnings Choice Federal Credit Union

Fort Wayne, IN

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Urban Beginnings Choice Federal Credit Union Fort Wayne, IN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	3.70
Capitalization Index	5.00
Liquidity Index	8.40
Profitability Index	9.50
Stability Index	6.40

Company Info	Urban Beginnings Choice Federal Credit Union Fort Wayne, IN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	6343
Phone Number	(260) 456-1802
Website	ubc-fcu.org

Asset Quality	Urban Beginnings Choice Federal Credit Union Fort Wayne, IN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	107.06%
5-Year Asset Growth	67.03%
5-Year Charge-Offs to Average Loans	3.96%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	1.73%
Non-Performing Loans to Capital	21.90%
Non-Performing Loans to Loans	4.52%

Balance Sheet	Urban Beginnings Choice Federal Credit Union Fort Wayne, IN	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.73M
Total Deposits	1.40M

Capital and Reserves	Urban Beginnings Choice Federal Credit Union Fort Wayne, IN	Click to Compare	Click to Compare	Click to Compare
Capital	128.00K
Leverage Ratio	7.39
Loan Loss Reserves to Loans	1.36%

Liquidity	Urban Beginnings Choice Federal Credit Union Fort Wayne, IN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	293.97%

Profitability	Urban Beginnings Choice Federal Credit Union Fort Wayne, IN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	2.44%
Net Income	7.00K
Net Interest Spread	1.93%
Operating Profit to Average Assets	1.78%
Overhead Efficiency Ratio	77.97%
Return on Assets	1.55%
Return on Equity	22.40%