| Weiss Ratings |
Self-Help Federal Credit Union
Modesto, CA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 8.50 | |||
| Company Info |
Self-Help Federal Credit Union
Modesto, CA |
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| NCUA Charter Number | 6348 | |||
| Phone Number | (877) 369-2828 | |||
| Website | www.self-helpfcu.org | |||
| Asset Quality |
Self-Help Federal Credit Union
Modesto, CA |
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| 1-Year Asset Growth | 1.32% | |||
| 5-Year Asset Growth | 12.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 3.07% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Self-Help Federal Credit Union
Modesto, CA |
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| Total Assets | 2.15B | |||
| Total Deposits | 1.51B | |||
| Capital and Reserves |
Self-Help Federal Credit Union
Modesto, CA |
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| Capital | 187.54M | |||
| Leverage Ratio | 27.87 | |||
| Loan Loss Reserves to Loans | 2.67% | |||
| Liquidity |
Self-Help Federal Credit Union
Modesto, CA |
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| Hot Money Ratio | 16.17% | |||
| Liquidity Ratio | 37.57% | |||
| Profitability |
Self-Help Federal Credit Union
Modesto, CA |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 2.40M | |||
| Net Interest Spread | 4.62% | |||
| Operating Profit to Average Assets | 0.75% | |||
| Overhead Efficiency Ratio | 80.42% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 5.14% | |||