| Weiss Ratings |
Self-Help Federal Credit Union
Modesto, CA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 8.50 | |||
| Company Info |
Self-Help Federal Credit Union
Modesto, CA |
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| NCUA Charter Number | 6348 | |||
| Phone Number | (877) 369-2828 | |||
| Website | www.self-helpfcu.org | |||
| Asset Quality |
Self-Help Federal Credit Union
Modesto, CA |
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| 1-Year Asset Growth | 6.20% | |||
| 5-Year Asset Growth | 12.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.86% | |||
| Non-Performing Loans to Capital | 8.06% | |||
| Non-Performing Loans to Loans | 1.20% | |||
| Balance Sheet |
Self-Help Federal Credit Union
Modesto, CA |
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| Total Assets | 2.28B | |||
| Total Deposits | 1.61B | |||
| Capital and Reserves |
Self-Help Federal Credit Union
Modesto, CA |
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| Capital | 203.45M | |||
| Leverage Ratio | 27.09 | |||
| Loan Loss Reserves to Loans | 2.58% | |||
| Liquidity |
Self-Help Federal Credit Union
Modesto, CA |
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| Hot Money Ratio | 16.14% | |||
| Liquidity Ratio | 38.30% | |||
| Profitability |
Self-Help Federal Credit Union
Modesto, CA |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 8.62M | |||
| Net Interest Spread | 4.68% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 77.63% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 9.01% | |||