| Weiss Ratings |
Self-Help Federal Credit Union
Modesto, CA |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 9.40 | |||
| Company Info |
Self-Help Federal Credit Union
Modesto, CA |
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| NCUA Charter Number | 6348 | |||
| Phone Number | (877) 369-2828 | |||
| Website | www.self-helpfcu.org | |||
| Asset Quality |
Self-Help Federal Credit Union
Modesto, CA |
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| 1-Year Asset Growth | 2.96% | |||
| 5-Year Asset Growth | 13.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 2.40% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Self-Help Federal Credit Union
Modesto, CA |
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| Total Assets | 2.12B | |||
| Total Deposits | 1.49B | |||
| Capital and Reserves |
Self-Help Federal Credit Union
Modesto, CA |
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| Capital | 175.28M | |||
| Leverage Ratio | 27.84 | |||
| Loan Loss Reserves to Loans | 2.83% | |||
| Liquidity |
Self-Help Federal Credit Union
Modesto, CA |
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| Hot Money Ratio | 15.52% | |||
| Liquidity Ratio | 37.31% | |||
| Profitability |
Self-Help Federal Credit Union
Modesto, CA |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 7.65M | |||
| Net Interest Spread | 4.91% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 74.65% | |||
| Return on Assets | 1.45% | |||
| Return on Equity | 17.93% | |||