B
1st Bergen Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Bergen Federal Credit Union
Hackensack, NJ
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Rating B
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 8.40
Stability Index 5.70
Company Info 1st Bergen Federal Credit Union
Hackensack, NJ
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NCUA Charter Number 6349
Phone Number (201) 968-0202
Website www.1stbergen.com
Asset Quality 1st Bergen Federal Credit Union
Hackensack, NJ
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1-Year Asset Growth 15.35%
5-Year Asset Growth 18.90%
5-Year Charge-Offs to Average Loans 3.85%
Charge-Offs to Average Loans 0.79%
Non-Performing Assets to Assets 1.94%
Non-Performing Loans to Capital 11.18%
Non-Performing Loans to Loans 3.48%
Balance Sheet 1st Bergen Federal Credit Union
Hackensack, NJ
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Total Assets 10.96M
Total Deposits 6.90M
Capital and Reserves 1st Bergen Federal Credit Union
Hackensack, NJ
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Capital 1.72M
Leverage Ratio 27.75
Loan Loss Reserves to Loans 2.97%
Liquidity 1st Bergen Federal Credit Union
Hackensack, NJ
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Hot Money Ratio 15.49%
Liquidity Ratio 57.71%
Profitability 1st Bergen Federal Credit Union
Hackensack, NJ
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5-Year Return on Average Assets 4.02%
Net Income 113.00K
Net Interest Spread 6.17%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 76.47%
Return on Assets 1.39%
Return on Equity 9.12%