B
1st Bergen Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Bergen Federal Credit Union
Hackensack, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 5.90
Stability Index 5.70
Company Info 1st Bergen Federal Credit Union
Hackensack, NJ
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 6349
Phone Number (201) 968-0202
Website www.1stbergen.com
Asset Quality 1st Bergen Federal Credit Union
Hackensack, NJ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 31.59%
5-Year Asset Growth 18.90%
5-Year Charge-Offs to Average Loans 3.85%
Charge-Offs to Average Loans 2.20%
Non-Performing Assets to Assets 1.00%
Non-Performing Loans to Capital 6.39%
Non-Performing Loans to Loans 1.82%
Balance Sheet 1st Bergen Federal Credit Union
Hackensack, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 11.26M
Total Deposits 7.28M
Capital and Reserves 1st Bergen Federal Credit Union
Hackensack, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 1.62M
Leverage Ratio 26.19
Loan Loss Reserves to Loans 2.37%
Liquidity 1st Bergen Federal Credit Union
Hackensack, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.31%
Liquidity Ratio 59.86%
Profitability 1st Bergen Federal Credit Union
Hackensack, NJ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 4.02%
Net Income 20.00K
Net Interest Spread 6.69%
Operating Profit to Average Assets 1.86%
Overhead Efficiency Ratio 78.02%
Return on Assets 0.73%
Return on Equity 4.95%