B
Buffalo Conrail Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Buffalo Conrail Federal Credit Union
Cheektowaga, NY
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 10.00
Stability Index 5.70
Company Info Buffalo Conrail Federal Credit Union
Cheektowaga, NY
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NCUA Charter Number 635
Phone Number (716) 897-2383
Website www.bufconfcu.com
Asset Quality Buffalo Conrail Federal Credit Union
Cheektowaga, NY
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1-Year Asset Growth 3.17%
5-Year Asset Growth 5.52%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.07%
Non-Performing Loans to Loans 0.32%
Balance Sheet Buffalo Conrail Federal Credit Union
Cheektowaga, NY
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Total Assets 55.07M
Total Deposits 41.97M
Capital and Reserves Buffalo Conrail Federal Credit Union
Cheektowaga, NY
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Capital 12.90M
Leverage Ratio 23.50
Loan Loss Reserves to Loans 0.92%
Liquidity Buffalo Conrail Federal Credit Union
Cheektowaga, NY
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Hot Money Ratio 6.29%
Liquidity Ratio 18.85%
Profitability Buffalo Conrail Federal Credit Union
Cheektowaga, NY
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5-Year Return on Average Assets 1.17%
Net Income 722.00K
Net Interest Spread 4.98%
Operating Profit to Average Assets 1.99%
Overhead Efficiency Ratio 53.82%
Return on Assets 1.77%
Return on Equity 7.70%