B
Stepping Stones Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
32.27
Leverage
Ratio
32.27
Return On
Assets
19.64%
Total
Assets
5.84M
Capital
1.88M
Total
Deposits
3.90M
Net
Income
564.00K
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Weiss Ratings Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 8.20
Profitability Index 8.50
Stability Index 5.70
Company Info Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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NCUA Charter Number 6354
Phone Number (302) 298-3253
Website www.sscreditunion.org/
Asset Quality Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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1-Year Asset Growth 11.97%
5-Year Asset Growth 19.83%
5-Year Charge-Offs to Average Loans 3.77%
Charge-Offs to Average Loans 15.86%
Non-Performing Assets to Assets 3.58%
Non-Performing Loans to Capital 4.52%
Non-Performing Loans to Loans 10.32%
Balance Sheet Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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Total Assets 5.84M
Total Deposits 3.90M
Capital and Reserves Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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Capital 1.88M
Leverage Ratio 32.27
Loan Loss Reserves to Loans 23.14%
Liquidity Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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Hot Money Ratio 33.52%
Liquidity Ratio 125.15%
Profitability Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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5-Year Return on Average Assets 3.31%
Net Income 564.00K
Net Interest Spread 9.47%
Operating Profit to Average Assets 19.60%
Overhead Efficiency Ratio 17.32%
Return on Assets 19.64%
Return on Equity 66.71%