B
Stepping Stones Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
45.93
Leverage
Ratio
45.92
Return On
Assets
42.37%
Total
Assets
7.00M
Capital
3.22M
Total
Deposits
3.77M
Net
Income
1.90M
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Weiss Ratings Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 8.60
Profitability Index 9.80
Stability Index 6.30
Company Info Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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NCUA Charter Number 6354
Phone Number (302) 298-3253
Website www.sscreditunion.org/
Asset Quality Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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1-Year Asset Growth 18.76%
5-Year Asset Growth 19.83%
5-Year Charge-Offs to Average Loans 3.77%
Charge-Offs to Average Loans 17.19%
Non-Performing Assets to Assets 2.47%
Non-Performing Loans to Capital 4.97%
Non-Performing Loans to Loans 20.23%
Balance Sheet Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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Total Assets 7.00M
Total Deposits 3.77M
Capital and Reserves Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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Capital 3.22M
Leverage Ratio 45.92
Loan Loss Reserves to Loans 30.64%
Liquidity Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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Hot Money Ratio 35.64%
Liquidity Ratio 166.44%
Profitability Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
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5-Year Return on Average Assets 3.31%
Net Income 1.90M
Net Interest Spread 9.71%
Operating Profit to Average Assets 42.35%
Overhead Efficiency Ratio 13.93%
Return on Assets 42.37%
Return on Equity 127.94%