B
Stepping Stones Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
30.63
Leverage
Ratio
30.63
Return On
Assets
32.64%
Total
Assets
5.82M
Capital
1.78M
Total
Deposits
4.00M
Net
Income
462.00K
My Lists My Alerts
Weiss Ratings Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 8.20
Profitability Index 8.50
Stability Index 5.70
Company Info Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 6354
Phone Number (302) 298-3253
Website www.sscreditunion.org/
Asset Quality Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 15.17%
5-Year Asset Growth 19.83%
5-Year Charge-Offs to Average Loans 3.77%
Charge-Offs to Average Loans 29.63%
Non-Performing Assets to Assets 1.55%
Non-Performing Loans to Capital 4.52%
Non-Performing Loans to Loans 10.32%
Balance Sheet Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 5.82M
Total Deposits 4.00M
Capital and Reserves Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 1.78M
Leverage Ratio 30.63
Loan Loss Reserves to Loans 24.31%
Liquidity Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 33.52%
Liquidity Ratio 125.15%
Profitability Stepping Stones Community Federal Credit Union
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 3.31%
Net Income 462.00K
Net Interest Spread 9.61%
Operating Profit to Average Assets 32.71%
Overhead Efficiency Ratio 17.32%
Return on Assets 32.64%
Return on Equity 119.23%