Valley Federal Credit Union
| Weiss Ratings |
Valley Federal Credit Union
Brownsville, TX |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 7.60 | |||
| Company Info |
Valley Federal Credit Union
Brownsville, TX |
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| NCUA Charter Number | 636 | |||
| Phone Number | (956) 546-3108 | |||
| Website | www.vfcu.net | |||
| Asset Quality |
Valley Federal Credit Union
Brownsville, TX |
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| 1-Year Asset Growth | 5.23% | |||
| 5-Year Asset Growth | 6.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 1.97% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
Valley Federal Credit Union
Brownsville, TX |
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| Total Assets | 113.85M | |||
| Total Deposits | 98.29M | |||
| Capital and Reserves |
Valley Federal Credit Union
Brownsville, TX |
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| Capital | 14.56M | |||
| Leverage Ratio | 12.90 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Valley Federal Credit Union
Brownsville, TX |
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| Hot Money Ratio | 8.54% | |||
| Liquidity Ratio | 22.81% | |||
| Profitability |
Valley Federal Credit Union
Brownsville, TX |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 577.00K | |||
| Net Interest Spread | 5.71% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 83.10% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 5.41% | |||