Valley Federal Credit Union
| Weiss Ratings |
Valley Federal Credit Union
Brownsville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 7.60 | |||
| Company Info |
Valley Federal Credit Union
Brownsville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 636 | |||
| Phone Number | (956) 546-3108 | |||
| Website | www.vfcu.net | |||
| Asset Quality |
Valley Federal Credit Union
Brownsville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.06% | |||
| 5-Year Asset Growth | 6.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.10% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
Valley Federal Credit Union
Brownsville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 107.54M | |||
| Total Deposits | 93.17M | |||
| Capital and Reserves |
Valley Federal Credit Union
Brownsville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 13.40M | |||
| Leverage Ratio | 12.70 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Valley Federal Credit Union
Brownsville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 7.93% | |||
| Liquidity Ratio | 33.23% | |||
| Profitability |
Valley Federal Credit Union
Brownsville, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 135.00K | |||
| Net Interest Spread | 5.66% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 88.93% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 4.05% | |||