| Weiss Ratings |
First Unity Federal Credit Union
McComb, MS |
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| Rating | ||||
| Asset Quality Index | 0.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.90 | |||
| Company Info |
First Unity Federal Credit Union
McComb, MS |
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| NCUA Charter Number | 6361 | |||
| Phone Number | (601) 680-4419 | |||
| Website | -- | |||
| Asset Quality |
First Unity Federal Credit Union
McComb, MS |
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| 1-Year Asset Growth | 0.76% | |||
| 5-Year Asset Growth | 12.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.67% | |||
| Charge-Offs to Average Loans | 1.03% | |||
| Non-Performing Assets to Assets | 9.86% | |||
| Non-Performing Loans to Capital | 80.75% | |||
| Non-Performing Loans to Loans | 12.71% | |||
| Balance Sheet |
First Unity Federal Credit Union
McComb, MS |
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| Total Assets | 12.39M | |||
| Total Deposits | 10.39M | |||
| Capital and Reserves |
First Unity Federal Credit Union
McComb, MS |
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| Capital | 1.45M | |||
| Leverage Ratio | 11.68 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Liquidity |
First Unity Federal Credit Union
McComb, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 57.08% | |||
| Profitability |
First Unity Federal Credit Union
McComb, MS |
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| 5-Year Return on Average Assets | 2.79% | |||
| Net Income | 406.00K | |||
| Net Interest Spread | 12.68% | |||
| Operating Profit to Average Assets | 6.69% | |||
| Overhead Efficiency Ratio | 38.00% | |||
| Return on Assets | 6.69% | |||
| Return on Equity | 72.05% | |||