| Weiss Ratings |
First Unity Federal Credit Union
McComb, MS |
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| Rating | ||||
| Asset Quality Index | 1.90 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 5.30 | |||
| Company Info |
First Unity Federal Credit Union
McComb, MS |
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| NCUA Charter Number | 6361 | |||
| Phone Number | (601) 680-4419 | |||
| Website | -- | |||
| Asset Quality |
First Unity Federal Credit Union
McComb, MS |
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| 1-Year Asset Growth | -0.07% | |||
| 5-Year Asset Growth | 16.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.93% | |||
| Charge-Offs to Average Loans | 1.62% | |||
| Non-Performing Assets to Assets | 3.10% | |||
| Non-Performing Loans to Capital | 30.04% | |||
| Non-Performing Loans to Loans | 3.59% | |||
| Balance Sheet |
First Unity Federal Credit Union
McComb, MS |
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| Total Assets | 11.99M | |||
| Total Deposits | 10.75M | |||
| Capital and Reserves |
First Unity Federal Credit Union
McComb, MS |
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| Capital | 1.18M | |||
| Leverage Ratio | 9.88 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Liquidity |
First Unity Federal Credit Union
McComb, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 12.55% | |||
| Profitability |
First Unity Federal Credit Union
McComb, MS |
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| 5-Year Return on Average Assets | 2.45% | |||
| Net Income | 75.00K | |||
| Net Interest Spread | 6.56% | |||
| Operating Profit to Average Assets | 2.50% | |||
| Overhead Efficiency Ratio | 46.34% | |||
| Return on Assets | 2.50% | |||
| Return on Equity | 26.16% | |||