| Weiss Ratings |
First Unity Federal Credit Union
McComb, MS |
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| Rating | ||||
| Asset Quality Index | 0.70 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.30 | |||
| Company Info |
First Unity Federal Credit Union
McComb, MS |
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| NCUA Charter Number | 6361 | |||
| Phone Number | (601) 680-4419 | |||
| Website | -- | |||
| Asset Quality |
First Unity Federal Credit Union
McComb, MS |
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| 1-Year Asset Growth | 0.41% | |||
| 5-Year Asset Growth | 16.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.93% | |||
| Charge-Offs to Average Loans | 0.73% | |||
| Non-Performing Assets to Assets | 4.75% | |||
| Non-Performing Loans to Capital | 39.32% | |||
| Non-Performing Loans to Loans | 5.52% | |||
| Balance Sheet |
First Unity Federal Credit Union
McComb, MS |
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| Total Assets | 12.13M | |||
| Total Deposits | 10.75M | |||
| Capital and Reserves |
First Unity Federal Credit Union
McComb, MS |
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| Capital | 1.37M | |||
| Leverage Ratio | 11.32 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
First Unity Federal Credit Union
McComb, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 38.28% | |||
| Profitability |
First Unity Federal Credit Union
McComb, MS |
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| 5-Year Return on Average Assets | 2.45% | |||
| Net Income | 264.00K | |||
| Net Interest Spread | 5.81% | |||
| Operating Profit to Average Assets | 2.92% | |||
| Overhead Efficiency Ratio | 51.20% | |||
| Return on Assets | 2.91% | |||
| Return on Equity | 28.41% | |||