| Weiss Ratings |
First Unity Federal Credit Union
McComb, MS |
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| Rating | ||||
| Asset Quality Index | 0.00 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
First Unity Federal Credit Union
McComb, MS |
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| NCUA Charter Number | 6361 | |||
| Phone Number | (601) 680-4419 | |||
| Website | -- | |||
| Asset Quality |
First Unity Federal Credit Union
McComb, MS |
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| 1-Year Asset Growth | 0.78% | |||
| 5-Year Asset Growth | 12.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.67% | |||
| Charge-Offs to Average Loans | 2.98% | |||
| Non-Performing Assets to Assets | 10.11% | |||
| Non-Performing Loans to Capital | 100.99% | |||
| Non-Performing Loans to Loans | 12.75% | |||
| Balance Sheet |
First Unity Federal Credit Union
McComb, MS |
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| Total Assets | 12.08M | |||
| Total Deposits | 10.27M | |||
| Capital and Reserves |
First Unity Federal Credit Union
McComb, MS |
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| Capital | 1.16M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Liquidity |
First Unity Federal Credit Union
McComb, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 49.77% | |||
| Profitability |
First Unity Federal Credit Union
McComb, MS |
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| 5-Year Return on Average Assets | 2.79% | |||
| Net Income | 112.00K | |||
| Net Interest Spread | 7.87% | |||
| Operating Profit to Average Assets | 3.75% | |||
| Overhead Efficiency Ratio | 47.32% | |||
| Return on Assets | 3.72% | |||
| Return on Equity | 47.06% | |||