C
Lutheran Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lutheran Federal Credit Union
Saint Louis, MO
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Rating C
Asset Quality Index 10.00
Capitalization Index 6.50
Liquidity Index 5.70
Profitability Index 3.80
Stability Index 4.20
Company Info Lutheran Federal Credit Union
Saint Louis, MO
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NCUA Charter Number 6362
Phone Number (314) 394-2790
Website www.lutheranfcu.org
Asset Quality Lutheran Federal Credit Union
Saint Louis, MO
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1-Year Asset Growth 11.66%
5-Year Asset Growth 6.92%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.35%
Non-Performing Loans to Loans 0.06%
Balance Sheet Lutheran Federal Credit Union
Saint Louis, MO
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Total Assets 35.02M
Total Deposits 31.81M
Capital and Reserves Lutheran Federal Credit Union
Saint Louis, MO
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Capital 3.13M
Leverage Ratio 8.94
Loan Loss Reserves to Loans 0.15%
Liquidity Lutheran Federal Credit Union
Saint Louis, MO
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Hot Money Ratio 0.00%
Liquidity Ratio 43.20%
Profitability Lutheran Federal Credit Union
Saint Louis, MO
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5-Year Return on Average Assets 0.65%
Net Income 74.00K
Net Interest Spread 4.83%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 90.17%
Return on Assets 0.43%
Return on Equity 4.87%