C
The Finest Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Finest Federal Credit Union
New York, NY
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Rating C
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 1.20
Profitability Index 10.00
Stability Index 4.30
Company Info The Finest Federal Credit Union
New York, NY
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NCUA Charter Number 6363
Phone Number (646) 661-1886
Website thefinestfcu.org
Asset Quality The Finest Federal Credit Union
New York, NY
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1-Year Asset Growth 11.51%
5-Year Asset Growth 20.86%
5-Year Charge-Offs to Average Loans 2.13%
Charge-Offs to Average Loans 2.23%
Non-Performing Assets to Assets 1.34%
Non-Performing Loans to Capital 4.77%
Non-Performing Loans to Loans 1.50%
Balance Sheet The Finest Federal Credit Union
New York, NY
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Total Assets 34.18M
Total Deposits 25.88M
Capital and Reserves The Finest Federal Credit Union
New York, NY
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Capital 8.22M
Leverage Ratio 25.58
Loan Loss Reserves to Loans 4.46%
Liquidity The Finest Federal Credit Union
New York, NY
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Hot Money Ratio 35.88%
Liquidity Ratio 15.24%
Profitability The Finest Federal Credit Union
New York, NY
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5-Year Return on Average Assets 5.04%
Net Income 2.07M
Net Interest Spread 9.09%
Operating Profit to Average Assets 12.41%
Overhead Efficiency Ratio 36.56%
Return on Assets 8.42%
Return on Equity 39.58%