| Weiss Ratings |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 5.10 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 3.00 | |||
| Company Info |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| NCUA Charter Number | 637 | |||
| Phone Number | (617) 884-3599 | |||
| Website | www.ChelseaEFCU.org | |||
| Asset Quality |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| 1-Year Asset Growth | -2.20% | |||
| 5-Year Asset Growth | 8.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 2.66% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Total Assets | 20.39M | |||
| Total Deposits | 18.83M | |||
| Capital and Reserves |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Capital | 1.52M | |||
| Leverage Ratio | 7.47 | |||
| Loan Loss Reserves to Loans | 0.14% | |||
| Liquidity |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 14.25% | |||
| Profitability |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| 5-Year Return on Average Assets | 0.21% | |||
| Net Income | 31.00K | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | 0.76% | |||
| Overhead Efficiency Ratio | 81.43% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 8.23% | |||