| Weiss Ratings |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 3.00 | |||
| Company Info |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| NCUA Charter Number | 637 | |||
| Phone Number | (617) 884-3599 | |||
| Website | www.ChelseaEFCU.org | |||
| Asset Quality |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| 1-Year Asset Growth | -0.31% | |||
| 5-Year Asset Growth | 6.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 2.72% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Total Assets | 20.32M | |||
| Total Deposits | 18.29M | |||
| Capital and Reserves |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Capital | 1.70M | |||
| Leverage Ratio | 8.36 | |||
| Loan Loss Reserves to Loans | 0.18% | |||
| Liquidity |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 16.59% | |||
| Profitability |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | 34.00K | |||
| Net Interest Spread | 4.56% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 83.72% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 8.08% | |||