| Weiss Ratings |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 2.30 | |||
| Company Info |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| NCUA Charter Number | 637 | |||
| Phone Number | (617) 884-3599 | |||
| Website | www.ChelseaEFCU.org | |||
| Asset Quality |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| 1-Year Asset Growth | -6.24% | |||
| 5-Year Asset Growth | 8.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 4.16% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Total Assets | 19.83M | |||
| Total Deposits | 18.15M | |||
| Capital and Reserves |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Capital | 1.61M | |||
| Leverage Ratio | 8.14 | |||
| Loan Loss Reserves to Loans | 0.16% | |||
| Liquidity |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 13.17% | |||
| Profitability |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| 5-Year Return on Average Assets | 0.21% | |||
| Net Income | 123.00K | |||
| Net Interest Spread | 4.44% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 79.39% | |||
| Return on Assets | 0.81% | |||
| Return on Equity | 10.59% | |||