| Weiss Ratings |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 3.00 | |||
| Company Info |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| NCUA Charter Number | 637 | |||
| Phone Number | (617) 884-3599 | |||
| Website | www.ChelseaEFCU.org | |||
| Asset Quality |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| 1-Year Asset Growth | 3.00% | |||
| 5-Year Asset Growth | 6.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.53% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Total Assets | 20.77M | |||
| Total Deposits | 18.38M | |||
| Capital and Reserves |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Capital | 1.75M | |||
| Leverage Ratio | 8.43 | |||
| Loan Loss Reserves to Loans | 0.18% | |||
| Liquidity |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 18.14% | |||
| Profitability |
Chelsea Employees Federal Credit Union
Chelsea, MA |
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| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | 83.00K | |||
| Net Interest Spread | 4.76% | |||
| Operating Profit to Average Assets | 0.85% | |||
| Overhead Efficiency Ratio | 80.93% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 9.74% | |||