C
Ellafi Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ellafi Federal Credit Union
Middletown, CT
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.70
Capitalization Index 4.60
Liquidity Index 2.60
Profitability Index 3.90
Stability Index 2.30
Company Info Ellafi Federal Credit Union
Middletown, CT
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 638
Phone Number (860) 346-6614
Website www.ellafifcu.org
Asset Quality Ellafi Federal Credit Union
Middletown, CT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.13%
5-Year Asset Growth 2.69%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 4.01%
Non-Performing Loans to Loans 0.42%
Balance Sheet Ellafi Federal Credit Union
Middletown, CT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 174.33M
Total Deposits 156.91M
Capital and Reserves Ellafi Federal Credit Union
Middletown, CT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 11.23M
Leverage Ratio 7.34
Loan Loss Reserves to Loans 0.67%
Liquidity Ellafi Federal Credit Union
Middletown, CT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.66%
Liquidity Ratio 7.29%
Profitability Ellafi Federal Credit Union
Middletown, CT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.06%
Net Income 359.00K
Net Interest Spread 4.20%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 88.60%
Return on Assets 0.27%
Return on Equity 4.44%