C
Ellafi Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ellafi Federal Credit Union
Middletown, CT
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Rating C
Asset Quality Index 9.00
Capitalization Index 4.80
Liquidity Index 2.70
Profitability Index 5.80
Stability Index 2.10
Company Info Ellafi Federal Credit Union
Middletown, CT
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NCUA Charter Number 638
Phone Number (860) 346-6614
Website www.ellafifcu.org
Asset Quality Ellafi Federal Credit Union
Middletown, CT
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1-Year Asset Growth 1.74%
5-Year Asset Growth 2.69%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.66%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 3.48%
Non-Performing Loans to Loans 0.36%
Balance Sheet Ellafi Federal Credit Union
Middletown, CT
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Total Assets 175.40M
Total Deposits 158.72M
Capital and Reserves Ellafi Federal Credit Union
Middletown, CT
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Capital 10.98M
Leverage Ratio 7.78
Loan Loss Reserves to Loans 0.69%
Liquidity Ellafi Federal Credit Union
Middletown, CT
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Hot Money Ratio 11.61%
Liquidity Ratio 9.20%
Profitability Ellafi Federal Credit Union
Middletown, CT
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5-Year Return on Average Assets 0.06%
Net Income 1.18M
Net Interest Spread 4.12%
Operating Profit to Average Assets 1.89%
Overhead Efficiency Ratio 72.76%
Return on Assets 1.34%
Return on Equity 22.20%