A
Zellco Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
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Weiss Ratings Zellco Federal Credit Union
Bogalusa, LA
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 10.00
Stability Index 8.90
Company Info Zellco Federal Credit Union
Bogalusa, LA
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NCUA Charter Number 641
Phone Number (985) 732-7522
Website www.zellcofcu.org
Asset Quality Zellco Federal Credit Union
Bogalusa, LA
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1-Year Asset Growth 7.96%
5-Year Asset Growth 6.61%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 1.84%
Non-Performing Loans to Loans 0.87%
Balance Sheet Zellco Federal Credit Union
Bogalusa, LA
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Total Assets 92.76M
Total Deposits 64.71M
Capital and Reserves Zellco Federal Credit Union
Bogalusa, LA
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Capital 27.53M
Leverage Ratio 30.87
Loan Loss Reserves to Loans 0.72%
Liquidity Zellco Federal Credit Union
Bogalusa, LA
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Hot Money Ratio 11.06%
Liquidity Ratio 50.80%
Profitability Zellco Federal Credit Union
Bogalusa, LA
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5-Year Return on Average Assets 1.35%
Net Income 1.57M
Net Interest Spread 6.23%
Operating Profit to Average Assets 2.45%
Overhead Efficiency Ratio 56.46%
Return on Assets 2.31%
Return on Equity 7.86%