C
Billings Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Billings Federal Credit Union
Billings, MT
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Rating C
Asset Quality Index 8.30
Capitalization Index 9.20
Liquidity Index 2.60
Profitability Index 3.00
Stability Index 6.70
Company Info Billings Federal Credit Union
Billings, MT
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NCUA Charter Number 645
Phone Number (406) 248-1127
Website www.billingsfcu.org
Asset Quality Billings Federal Credit Union
Billings, MT
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1-Year Asset Growth 7.21%
5-Year Asset Growth 5.50%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 4.71%
Non-Performing Loans to Loans 0.55%
Balance Sheet Billings Federal Credit Union
Billings, MT
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Total Assets 222.16M
Total Deposits 187.68M
Capital and Reserves Billings Federal Credit Union
Billings, MT
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Capital 25.20M
Leverage Ratio 11.04
Loan Loss Reserves to Loans 0.78%
Liquidity Billings Federal Credit Union
Billings, MT
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Hot Money Ratio 27.15%
Liquidity Ratio 15.48%
Profitability Billings Federal Credit Union
Billings, MT
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5-Year Return on Average Assets 0.48%
Net Income 152.00K
Net Interest Spread 3.80%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 89.52%
Return on Assets 0.28%
Return on Equity 2.42%